AffiliateMarketingInternetProgram Blog

Anthony Barnes has invited you to create a Plurk.com account

2010-02-27T01:37:00.001-08:00

Plurk.com

Anthony has been keeping in touch with friends via daily updates on Plurk. You should check it out!

Accept my invitation by going to:
http://www.plurk.com/anthony1966/invite/...

Plurk.com - Your life, on the line

If you don't wish to receive emails from Plurk, click this link:
http://www.plurk.com/unsubscribe?bemail=...

You can contact Plurk at http://www.plurk.com/contact

Plurk.com, 2425 Matheson Blvd 8th Floor, Suite 813 Mississauga, Ontario L4W 5K4 Canada

Giving you the plan to $300 daily... (HURRY*)

2010-01-31T02:07:00.001-08:00

I want to give you access to my simple
plan to $300 daily (and more)

>> Hit this link for these insider secrets now: <<

Time for you to stop struggling and get
on the fast-track to succeed now.

Be ready to discover how to:

- Put up to 300 (and more) daily in your pocket
simply sending an email;

- Simplify and do less, while making more!

- Use the Wealth Formula to do what you love;

- Put the "3-Cs' in place to generate your
first dollars in days!

- Create a Cash Infusion with the
Champion Call Confirmation Process;

- Generate leads for free using the Internet,
radio, Mail and more!

- Multiply and maximize profits by putting the
_ _ _ formula in place today;

- And many more ideas to build your 7-figure
blueprint starting now...

It's all waiting for you...

But you better get over there now because
this will be coming down soon.

>> Hit this link now for instant access <<

Prosperity and Success,

Dan

PS - It's so much easier than you've been led
to believe. It's not your fault and I'm going
to show you how to get what you want starting
now...

>> Hit this link for these insider secrets now: <<

-------------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Hot Topics Today: Serena wins fifth Australian Open

2010-01-30T04:30:00.000-08:00

Hot Topics Today: Serena wins fifth Australian Open

How did this kid on welfare do this?

2010-01-30T03:02:00.001-08:00

How did a kid on welfare build wealth online?

You've got to see this to believe it.

=> Hit this link now for instant access: <=

It hasn't always been easy and that's what
makes this so amazing.

Be ready to discover how to start putting
up to 300 daily in your pocket
and build your 7-figure nest-egg...

=> Hit this link now for instant access: <=

And, if you're excited to get on the
fast-track, be ready to discover how to:

- Put up to 300 (and more) daily in your pocket
simply sending an email;

- Simplify and do less, while making more!

- Use the Wealth Formula to do what you love;

- Put the "3-Cs' in place to generate your
first dollars in days!

- Create a Cash Infusion with the
Champion Call Confirmation Process;

- Generate leads for free using the Internet,
radio and more!

- Multiply and maximize profits by putting the
_ _ _ formula in place today;

- And many more ideas to build your 7-figure
blueprint starting today...

Don't waste another second.

You won't be disappointed...

But you better get over there now because
this will be coming down soon.

=> Hit this link now for instant access <=

Prosperity and Success,

Dan

PS - If a kid who grew up on the wrong side
of the financial line and was on welfare
can do this, what could you do?

Hit this link now for instant access:

The sender of this email will
sometimes recommend products
to it's readers. All products,
services, or programs are ones
we have personally either
reviewed or come from companies
we know and trust, and
therefore we receive compensation
if you purchase from an ad.
The sender makes it a point to
never recommend any product
or services that does not
offer a money back guarantee.

------------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Steal the 7-figure success blueprint

2010-01-30T01:58:00.001-08:00

That's right, I want you to literally steal

this 7-figure blueprint.

I hate watching good hard working people
struggle to get more sales, business
(and cash in their pockets)...

You're about to discover the surefire
way to start putting 300 per day
and on the path to your own personal
7-figure blueprint starting now...

=> Hit this link for instant access now: <=

Imagine how excited you'd be if you
discovered the exact plan to start putting
up to 300 per day in your pocket starting
from scratch and you didn't need your own:

...website
...product or
...list

And you could do it in your spare time
while building a nest-egg for your future.

=> Hit this link for instant access now: <=

Find out how this once struggling dad
with 2 kids transformed his life by
putting the power of the
seven-figure blueprint to work for him...

=> Hit this link now: <=

I look forward to meeting you there.

Prosperity and Success,

Dan

PS - Starting today, you can get on the
path to 300 daily and build your
7-figure nest-egg. I know it sounds
far-fetched for some... Go now
and find out how...

Hit this link for access now:

-------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Call me ASAP...

2010-01-30T01:54:00.001-08:00

Can you call this # asap? 1-800-719-8271

I came up with an idea, and you NEED to
know about it ASAP...

THIS WILL TRANSFORM YOUR BUSINESS
to give you a windfall of leads, sales and
more...

PLEASE DON'T HESITATE - CALL ASAP =>
1-800-719-8271

I landed the deal of a lifetime that
puts you in a position to drive massive eyeballs
to your business (and may just make you famous).

Imagine for moment how excited
you would be if you had your very own custom
TV and Radio commercial for your business
generating leads, sales and putting cash in
your pocket!

In fact, I want you to imagine the power of
using TV and Radio to generate traffic...

What are the possibilities?

If your commercial were on the History Channel, Speed, ESPN,
Fox, G4, Lifetime, and more, how many eyeballs would your
business be getting per day?

How many per week?
How many per month?

How many sales could you generate using TV and Radio in
your business starting now...

TV and Radio have been the 'Secret Weapon' of some of the largest
companies in the world - and leaving the little guy dangling
by a thin string as they got left over...

UNTIL NOW! We have created something revolutionary
for our students, that no other program has ever
thought about...

AMAZING Shocking Business Breakthrough As It Puts
the "Little Guy" (like you and me) Several Steps
Ahead Of Multi-BILLION Dollar Companies...

You're just a phone call away to find out how you can
put the power (of two of the greatest business
secrets today) TV and Radio - and have it working
for you 24 hours per day, 7 days per week!

You already know it works, because chances are
high, you've watched your fair share this week...

Either way, pick up the phone right now and
dial my office now at:

1-800-719-8271

When someone answers, give them this code:

Code: Radio-TV

When you start to understand the power of TV
and Radio-

The power of getting eyeballs...

Visitors...

Sales...

And ultimately giving you an opportunity to
put cash in your bank account, you'll be
jumping up and down with excitement when
you understand what we have created for you...

Call Right Now at 1-800-719-8271

Give them the Code:
Code: Radio-TV

I look forward to helping you reach your goals.

Sincerely,

Mary

PS - Imagine in just a few days from today
how cool it would be to see your business on TV!

To show your friends, family and more... Now that's
POWER! And one last thing, in addition to the
power of TV, we're going to reveal more insider
secrets and how to use your TV commercial with
video, and your own video site! You'll be
blown away. Don't miss out.

Call now 1-800-719-8271

Code: Radio-TV

PPS - if for some reason you call and our staff is
not available OR it's after hours, leave a message
with your info and we'll make sure one of our
staff gives you a call right away.

it's time for you!

-----------------------------------------------------

Global CFN
1753 E Broadway
Suite #101-287
Tempe, AZ 85282, USA

Keep Up With The "Hot Topics Today"

2010-01-28T20:35:00.000-08:00

For "Interesting Information For Everyone" take a look at

http://numbr1blog.blogspot.com/ Hot Topics Today blog.

"Who Else Wants To Copy & Paste Their Way To $4,356.86 Every Week From Home Using a Little-Known Internet Profit Loophole?!"

2010-01-27T01:58:00.000-08:00

From The Desk Of Jeff Powers
Last Updated: January 27, 2010

For years I struggled to make money, I wasted thousands of dollars and countless hours on online scams, I was gullible and nieve. I jumped from one program to the next trying to make money.

Everything changed Just a few months ago when I stumbled onto what could be one of the biggest secrets to making money on the Internet.

I uncovered this little-known secret while surfing the web looking for sheet music while I was learning Piano. I couldn't believe when I tried it just one time I copy and pasted my way to over $8,000 in the first 2 months.

I decided to write down step by step everything I did to start generating cash with the The Secret Cash Loophole™.

I know the Secret Cash Loophole™ is the absolute quickest, cheapest and no brainer way to generating money fast online from home because...

You Don't Have To...

Spend any money to get started.

Have any experience. Great for beginners.

Have any special Computer Skills or special programs.

Buy expensive advertising or place any expensive ads.

Learn anything confusing like Pay Per Click (like adwords).

Build a Website.

Sell your family or friends anything.

Pick up the phone.

Create a product.

Spam or email anyone.

It's Amazing Because You Simply...

Copy and Paste your way to cash profits. The more you copy and paste the more money you make.

Do work once, get paid months, even years from now.

Get paid whether you're working, sleeping or on vacation.

Leverage the power of the Internet with a little-known loophole.

All you do once you get The Secret Cash Loophole is follow the 3 simple steps. The more times you follow the steps 1-3 the more money you make, it's as simple as that.

I regularly get checks for $5-10k every week copying and pasting using The Secret Cash Loophole.

You probably won't believe it but...

I've pulled in over $34,000 in a single month...

My best month was two months ago when I pulled in over $34,000. I know it's hard to believe so below you'll find an example of just one of my accounts.

Here's a few recent testimonials from other people who have used the system:

"I was wary about working from home, because I’d heard horror stories about the Internet.

I also was scared to death about entering my Credit card info online. But after I dove in and gave it a try, I AM SO GLAD I FINALLY DID IT! This loophole is awesome, it's sooooo easy to do , I can't believe it works "
-- Tim C.

"Hi Jeff, Neil here again thanks for your quick reply to my last email answering my silly question.

I'm emailing you this time to say thank you thank you thank you! I finally got my account setup (I entered my info correctly this time :D) and just checked my stats, I have made real cash already and just waiting for the next check!"
-- Neil Gaz

* To protect their privacy the above images do not reflect the person who submitted the testimonial.

This Sounds Great But Is This System Legal?

Absolutely. There is nothing illegal or unethical about the system in any way.

It's a 100% LEGAL, ethical and honest method of generating money, anyone can do in their spare time and make a comfortable living doing in as little as a few hours a week and there's NO DOUBT it beats the heck out of any "REAL JOB" out there!

30 Day DOUBLE* Your
Money Back Guarantee!

I am so confident you'll be blown away by how easy the system is to put into place and how fast you can make money for the next few days I'll give you a complete 30 days to give the system a try and if for some reason you don't make the money you deserve simply call my toll free 800 number (you get this immediately after you order) and I'll refund you ASAP!

Better yet follow my instructions step by step and don't make the money you deserve and I'll send you payment for DOUBLE what you pay today so there's absolutely no way you can lose.

*Certain restrictions apply please see the terms and conditions for complete details on the double money back guarantee

Here's How To Get Started Right Now...

By now you're eager to get started making some serious money and completely changing your financial future once and for all using The Secret Cash Loophole™.

The Secret Cash Loophole™ really works and it can work for you, just read the directions and follow them step by step to cash profits.

To make this a no brainer and to help launch another one of my newest membership sites, I'm literally giving The Secret Cash Loophole™ away today for only ~~$49.95~~ ~~$19.95~~ $4.95!

If you're on the fence I urge you to hurry and give The Secret Cash Loophole™ system a try because you simply can not lose.

Remember: You can't lose with my 30 day complete double money-back guarantee.

Wait... There is ONE Catch!

Ok, there's one catch. Here's the deal. First, the system is limited to the next ~~350~~ ~~200~~ ~~250~~ ~~200~~ ~~150~~ ~~100~~ 75 50 25 15 people who get their copy before Midnight January 27, 2010. After that the price goes up to $49.95 or higher.

Secondly you CAN NOT share this information with anyone outside of your immediate family. That means you can't repost the information online, call your best friend and tell them or post it on facebook. This is a very secret, little-known way to generate cash fast, we don't want every Tom, Dick and Harry out there getting their grimmy little hands on it, do we?

I think you'll agree that's pretty fair right?

"The Real Deal!"

"Finally, after wasting money on scam after scam online I found this and it is awesome. Unlike all these other "systems" that are more complicated and confusing then helpful, this gets straight to the point. Do this, then this, then this.

If I can do it, anyone can do it. I got my first commission check ever by following the Secret Cash Loophole™. If you can Copy & Paste you can use this system and make cash!"

Thanks Jeff!

-- Mike T. Portland, OR

“I Want To Start Making Money Now!
Sign Me Up For Instant Access To
The Secret Cash Loophole™.
Click Here NOW To Get Started!”

To Your Success!

Jeff Powers

P.S. Don't forget this is a limited time special offer. There's no easier way I've ever found to make money online and I'm practically giving it away to you for just ~~$49.95~~ ~~$19.95~~ $4.95!

P.P.S. Remember: I only spend about 1-2 hours every few days doing this exact same system and make $500-$2,000+ a DAY, anyone can get started now!

Recent Customer Testimonials:

Tina Says

I just got The Secret Cash Loophole™ and I'm blown out of my seat, this is really, really awesome, you need to stop selling this ASAP!

Jake Says

Jeff, I don't usually send testimonials, but I just had to write you a note. I tried out The Secret Cash Loophole and in the first week I made money! I've never made that much in my life and the best part is it only took 1 hour!

Sam Says

I've been scammed so many times online I stopped counting. I took the chance and downloaded The Secret Cash Loophole, it is probably the best investment I've ever made. In just a few days I'm ready to quit my job and go full time!

I need a yes or no... please

2010-01-27T01:54:00.003-08:00

RE: I need a yes or no... please

I've got one of the last remaing DVD's
from internet superstar Shawn Casey that...

could have YOUR name on it.

Your $197 DVD is paid for in full...

...and is ready to be shipped to your door.*

>> Hit this link to see what you need to do next.

Here's the scoop...

Shawn created this 2 hour DVD titled...

"How To Get $10,000 A Month Coming In Faster
And Easier Than You Ever Thought Possible!

People are raving about this DVD because...

It reveals the proven step-by-step system he
uses to bring in millions a year from home.

You'll see him diagram the exact steps
you should follow right on the white
board so you copy his every move.

You need to get your copy of this
awesome DVD befor e it's too late...

>> Hit this link to see what you need to do next*

-------------------
Here's The Problem:
-------------------

Shawn only has a limited number of DVD's
left. You'll see the updated number left.
When he runs out of DVD's, he closing
this deal forever.

Seriously.

This is not a marketing gimmick.
When he says that you'll never see
this DVD being given away, you better
take him seriously.

>> Click here to give Shawn your shipping address!*

One more thing - be sure to scroll
down the page and see the extra
bonus DVD he's adding in today!

Prosperity and Success,

Dan

PS - Rumor has it, if you missed 'The 3-Foot-Giant'
yesterday, there's going to be a place you can
watch it online. When I get the details, I'll forward
it off to you...

In the meantime, roll over and see what Shawn has
for you:

>> Click here to give Shawn your shipping address!*

Mining Gold Corporation
#348
3780 Old Norcross Rd Suite 103
Duluth GA 30096

The sender of this email receives
compensation when products and
services featured herein are
purchased. Results atypical
and vary based on many factors.

*Shipping and handling applies
($7.95 U.S. or $11.95 elsewhere)
to get the DVD. You are required
to join the $10K Club as a trial
member for 1 month. The monthly fee
after the 1st month is $99. You can
cancel any time, including the first
month and owe nothing further.

---------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Marketing WITHOUT Money?

2010-01-27T01:54:00.001-08:00

I recently teamed up with Mark Joyner and David

Borgenicht, creators of the best-selling "Worst-Case
Scenario Business Survival Guide" to put together a
guide to surviving the 28 worst disasters any
business will face.

>> Hit this link to check it out now <<

To celebrate the release of this new book "The Worst
Case Scenario Business Survival Guide", we have put
together a massive bonus package worth $1,954 for
those who act quickly.

Now before I go into everything I'm giving you
today, let me ask you...

Do you feel like some days all you do is put out
fires?

Are there days when all heck breaks loose and before
you know it, you're in the middle of a business
disaster?

In this book, I teach you, step-by-step, exactly
how to save your business by doing things like:

* Cutting Costs By Performing Emergency Surgery
On Your Overhead
* Eliminating All Non-Essential Spending
* Fending Off Death By Meeting
* How to Market WITHOUT Money
* And much, much more...

In 20 years of running a business we've seen just
about everything from:

- Financial Emergencies
- HR Emergencies
- Productivity Emergencies
- Sales and Marketing Emergencies
- Executive Emergencies
- And many more

So where do YOU turn when disaster strikes?

If you're anything like how I used to be, you may
deal with these business emergencies on your own.

Many people, including myself, had to learn the hard
way through costly trial and error. And sometimes
these "worst case scenarios" were extremely costly
both in money and time.

Thankfully, this will all be a thing of the past.

You no longer have to go it alone and leave it
all to chance - hoping your gut instinct will be
spot-on.

With the release of "The Worst Case Scenario
Business Survival Guide", we're giving you
a battle-tested plan to survive any business
crisis.

>> Hit this link now to get instant access <<

When you order your copy today, you'll get
access to $1,954 worth of bonuses, including:

Bonus #1: 7-Day Business Turnaround Kit ($297 Value)
12 simple tactics you can put into action to inject
your business with a flood of cash.

Bonus #2: Confidential Internet Intelligence Manuscript
Vol. II ($67 Value) My all-time best, battle-tested
strategies for getting real, continuous and sustained
sales.

Bonus #3: 2 New-Release Simpleology Courses (Value $194)
The Great Formula and The Irresistible Offer as you've
never seen them before.

Bonus #4: Your Outsourcing Secret Weapon (Value $97)
How to attract a talented, creative, hard-working and
super dependable team for peanuts. Discover how I run
my multi-million dollar business using this win-win
strategy.

Bonus #5: Small Business Management Primer (Value $67)
Did you know that weaknesses in management dominate
the list of the top ten reasons businesses fail?
Discover the management secrets the world's best
companies use to run their business empires.

Bonus #6: The Mystery Bag (Value $1,232)
16 secrets bonuses reserved for "your eyes only".

Claim your $1,954 in bonuses now:

Armed with "The Worst Case Scenario Business Survival
Guide", you'll be ready to look a business disaster/
emergency square in the eyes and have the confidence
and know-how to attack it.

Get your copy today:

Prosperity and Success,

Dan

The sender of this email receives
compensation when products and
services featured herein are
purchased. Results atypical
and vary based on many factors.

============================================

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Your shipping address is REQUIRED

2010-01-27T01:53:00.003-08:00

NEWS FLASH: The last supply of

this awesome DVD by Shawn Casey
is almost gone.

If you want to discover...

"How To Get A $10,000 Monthly Income Faster
And Easier Than You Ever Thought Possible!"

Shawn is ready to ship your Free DVD.*

Go here now to give him your shipping address*

Prosperity and Success,

Dan

P.S. You're in for a very cool surprise
when you check out the site. Shawn's
got a 2nd DVD he's also going to send
you. It's outrageous!

>> Click Here To Get Your 2(!) Free DVD's:

Mining Gold Corporation
No. 348, Suite 103
3780 Old Norcross Road
Duluth, GA 30096, USA

*Shipping and handling applies.
Full details on the site.

-----------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

I'm asked how to do it...(OPEN now)

2010-01-27T01:53:00.001-08:00

I'm often asked how people do it...

...have you ever wondered how people on
the Internet are makin.g $1,000, 3,000,
even 5,000+ every single day online??

Well I'm about to reveal it to you...

=> Hit this link and Watch this video now: <=

To discover how my good friend Nick Marks LEGALLY earned 221,231.90 in hijacked affiliate sales!

(PLEASE NOTE: Legally, I have to tell you this
is extraordinary and atypical, but you're probably
smart enough to know that already)

And more importantly, how YOU can get on the path
to duplicate the process to become an instant
succes.s online!

(If you didn't know, Nick Marks is the
Internet Marketer Of The Year... He
really knows his stuff!)

Now, you might consider this 'hypey' however
there is real depth and simple principles he can
show you to get *IT*...

**This is truly a shortcut to online succes.s!!

>> Hit this link to get insiders access now <<

Prosperity and Success,

Dan

P.S: This offer will not last forever.
This is a very limited-time-offer, to
discover a loophole for building
instant wealt.h online -

Go NOW for insiders access:

MarksEnterprise.com, Inc.
2390 Crenshaw Blvd #257,
Torrance, CA 90501

The sender of this email receives
compensation when products and
services featured herein are
purchased. Results atypical
and vary based on many factors.
Yours could be more less or none.

--------------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

Ask Mary your question!

2010-01-27T01:52:00.001-08:00

I am now doing live tele-training seminars

on Tuesdays and Thursdays. For details on this week's
trainings, see:

http://www.globalcashflownetwork.com/cmpstraining

(please note that we will not be having our training this
Thursday in observance of Thanksgiving, but there is a replay
from last Thursday's training on the link above)

The training this week will be Tuesday, November 24th,
at 6pm MST, 5pm PST, 7pm CST, and 8pm EST.

This Tuesday we will continue talking about how to make money with
Google Adsense that includes creating an ongoing Media Placement
strategy as well as covering general questions about the checklist
and the CMPS Program.

If you have missed last few week's trainings, we started talking
about how to get started with Google Adsense and use a Media
Placement Strategy to promote your Adsense content.

I even added on a "Google Adsense Fastrack" onto Milestone #3
of the Media Placement Guide.

Our Google Adsense contest will give the student who generates the
most revenue from Google Adsense from October 1 to November 30th
(we're extending it to give more time for people to participate)
$100 (one hundred dollars)!!! So it's not too late for you to
join in with the contest!!

For more details about the contest and our NEW!! Google Adsense
Fasttrack, join in with our call tonight!!

Go get the details of this free Training this week and to submit
your question(s) for me to answer during
the teleseminars at:

http://www.globalcashflownetwork.com/cmpstraining

I've been getting a lot of really great questions, so I
appreciate everyone's participation.

I've been getting a lot of feedback from students
telling me these trainings have been extemely valuable...

Here are a few stories of success for you to check out:
http://www.marygerstensuccess.com

Make sure to post what you've liked most about the
program too - simply look for the link 'comments',
register as a visitor and then post the comments...

Talk to you live this week...

Hope you had a great weekend,

- Mary

PS - don't miss out on our Bonus Training this week
starting Tuesday, November 24th. Go get the details now:

http://www.globalcashflownetwork.com/cmpstraining

-----------------------------------------------------
You are receiving this update because you requested
info or enrolled in our CMPS program.
To update your status, follow the directions below.

For support, submit your request to:
http://www.cmpshelpdesk.com

=====================================================

You received this email because you 0pted in
to learn about our program. This list is is a
100% 0pt in only list and is sent adhering
to the CAN SPAM ACT.

=======================================================

Global CFN
1753 E Broadway
Suite #101-287
Tempe, AZ 85282, USA

To unsubscribe or change subscriber options visit:

URGENT! Holiday Hours

2010-01-27T01:51:00.003-08:00

We want you to be aware of our planned expansion for

the upcoming year. Besides overhauling our phone system
and technology, we will also be conducting additional
staff training to better assist you. Starting December
first and for up to the next 90 days, 95% of our support
staff will be unavailable on Fridays during this training.

In order to minimize wait times while calling our
support staff due to changes in our hours and availability
during this holiday season, we want you to be aware of
immediate information we have for you available to
help you find answers to your questions easily and at
your convenience.

Please help us serve you better by checking these
resources to see if your question has already been
answered before calling our Level 2 support staff
with additional questions or submitting a ticket to
our helpdesk.

We are compiling a list of Frequently Asked Questions:

http://globalcashflownetwork.com/FAQ

In addition to this, access to live nightly
teleseminars where you may submit questions directly
to me as well as giving you access to past recordings
of teleseminars for hours of helpful training and
information (see the "submit question" link on the site
above for access to these recorded trainings).

I am now doing live tele-training seminars
on Mondays, Tuesdays and Thursdays. For details on this week's
trainings, see:

http://www.globalcashflownetwork.com/cmpstraining

The next training this week will be Tuesday, December 15th,
at 6pm MST, 5pm PST, 7pm CST, and 8pm EST.

This Tuesday we will be covering general questions about
the checklist and the CMPS Program.

If you participated in our Google Adsense contest for
October and November,please find the detals to submit
your entry at:

http://mediaplacementcontests.wordpress.com

Go get the details of this free Training this week and to submit
your question(s) for me to answer during
the teleseminars at:

http://www.globalcashflownetwork.com/cmpstraining

I've been getting a lot of really great questions, so I
appreciate everyone's participation.

I've been getting a lot of feedback from students
telling me these trainings have been extemely valuable...

Here are a few stories of success for you to check out:
http://www.marygerstensuccess.com

Make sure to post what you've liked most about the
program too - simply look for the link 'comments',
register as a visitor and then post the comments...

Talk to you live this week...

Hope you had a great weekend,

- Mary

PS - don't miss out on our Bonus Training this week
starting Tuesday, December 15th. Go get the details now:

http://www.globalcashflownetwork.com/cmpstraining

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To update your status, follow the directions below.

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Tempe, AZ 85282, USA

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Check out our Frequently Asked Questions

2010-01-27T01:51:00.001-08:00

We want you to be aware of our planned expansion for

the upcoming year. Besides overhauling our phone system
and technology, we will also be conducting additional
staff training to better assist you. Starting December
first and for up to the next 90 days, 95% of our support
staff will be unavailable on Fridays during this training.

In order to minimize wait times while calling our
support staff due to changes in our hours and availability
during this winter season, we want you to be aware of
immediate information we have for you available to
help you find answers to your questions easily and at
your convenience.

Please help us serve you better by checking these
resources to see if your question has already been
answered before calling our Level 2 support staff
with additional questions or submitting a ticket to
our helpdesk.

We are compiling a list of Frequently Asked Questions:

http://globalcashflownetwork.com/FAQ

In addition to this, access to live nightly
teleseminars where you may submit questions directly
to me as well as giving you access to past recordings
of teleseminars for hours of helpful training and
information (see the "submit question" link on the site
above for access to these recorded trainings).

I am now doing live tele-training seminars
on Mondays, Tuesdays and Thursdays. For details on this week's
trainings, see:

http://www.globalcashflownetwork.com/cmpstraining

The next training this week will be Monday, Jannuary 4th,
at 5:30pm MST, 4:30pm PST, 6:30pm CST, and 7:30pm EST.

On Monday, we will be covering general questions and I will
let you know the best night to listen in to get your question
covered.

This Tuesday we will be covering questions about
the checklist and getting your Certification covered on
Milestones 3 through 7 of the Media Placement Guide.

On Thursday, we will be talking about pagerank and how it
affects search rankings for a website in addition to advanced
training on Milestones 8 and beyond of the Media Placement
Guide.

Go get the details of this free Training this week and to submit
your question(s) for me to answer during
the teleseminars at:

http://www.globalcashflownetwork.com/cmpstraining

I've been getting a lot of really great questions, so I
appreciate everyone's participation.

I've been getting a lot of feedback from students
telling me these trainings have been extemely valuable...

Here are a few stories of success for you to check out:
http://www.marygerstensuccess.com

Make sure to post what you've liked most about the
program too - simply look for the link 'comments',
register as a visitor and then post the comments...

Talk to you live this week...

Hope you had a great weekend,

- Mary

PS - don't miss out on our Bonus Training this week
starting Monday, January 4th. Go get the details now:

http://www.globalcashflownetwork.com/cmpstraining

-----------------------------------------------------
You are receiving this update because you requested
info or enrolled in our CMPS program.
To update your status, follow the directions below.

For support, submit your request to:
http://www.cmpshelpdesk.com

=====================================================

You received this email because you 0pted in
to learn about our program. This list is is a
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to the CAN SPAM ACT.

=======================================================

Global CFN
1753 E Broadway
Suite #101-287
Tempe, AZ 85282, USA

To unsubscribe or change subscriber options visit:

Happy Thanksgiving!

2010-01-27T01:49:00.000-08:00

I'll make it quick...

Happy Thanksgiving to you (and your family!)

I'm thankful that we've met and glad you're
a subscriber and member of our team...

While you're in the mood this weekend, do
something special for you... give yourself
a gift...

Take 15 minutes to yourself and reflect
on a couple simple questions...

List all the things you're thankful for in
the last 6-12 months?

then

List all the things you're excited to
accomplish in the next 3-12 months...
(if this question poses a major challenge,
then ask it a different way:)

If I knew I couldn't fail, what am I excited
to accomplish in the next 6-12 months...

It's a great exercise to check in...

Then let me know your results by checking
out this awesome video that Julie sent me
from Marianne Williamson and post your
answers to the questions...

Go check out the video now:

Focus on the message she shares:
"How to Turn Fear into Inspiration!"

Happy Thanksgiving!

Prosperity and Success,

Dan

------------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

When you MUST get results...(Hurry, open now)

2010-01-27T01:48:00.001-08:00

Are you are still beating your head against the wall trying to figure out all this "eBusiness" stuff?

If so, I just found something that you need to see*:

>> Hit this link now for access <<

Now, usually when I see "beginners" courses they are anything but perfect for beginners.

Those that actually start at the beginning are rare indeed...

Which is why I am emailing you.

Not only does The Faster Webmaster cover all the bases, but right now you can get a copy of the new version for
'peanuts'...

>> Hit this link now for access <<

When I saw this easy step-by-step training, the detailed videos, how simple this system was...

I was very impressed.

This system has been tested over many months of trial and error and this is hands-down the easiest way to get started online:

>> Hit this link now for access <<

Prosperity and Success,

Dan

P.S. - Erik's course comes complete with step-by-step instructions and detailed videos... And that's in addition to the $2,335.00 in valuable bonuses he set aside just for you...

>> Hit this link now for access <<

Stafford Marketing
2710 Del Prado Blvd
Suite #2-300
Cape Coral, FL 33904

The sender of this email receives
compensation when products and
services featured herein are
purchased. Results atypical
and vary based on many factors.

--------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

WARNING !!!

2010-01-27T01:47:00.001-08:00

If you don't get the basics figured out, you're going

to struggle.

It's not as hard as you've been led to believe.

Yesterday I told you about my friend Erik's awesome beginners course, The Faster Webmaster...

I would hate it if you missed that message...

So I decided to follow up with you to make sure you don't miss one of the best-kept-secrets on the internet.

His course comes complete with step-by-step instructions and detailed videos... And that's in addition to the $2,335.00 in valuable bonuses he set aside just for you...

>> Hit this link now <<

Here's why I love this system:

- You can start with just a few bucks...

- It doesn't require a huge learning curve...

- It's a tried and tested system: People are FINALLY getting their first website online!

- It works in any country with an internet connection.

If this wasn't such an incredible opportunity I wouldn't bother to tell you about it a second time...

But I know what a DRASTIC difference this could make in your life and the worst that can happen is that you spend $5 bucks and a little time checking it out.

The bottom line is that you're missing out unless you act now!

>> Hit this link now for instant access <<

Prosperity and Success,

Dan

Stafford Marketing
2710 Del Prado Blvd
Suite #2-300
Cape Coral, FL 33904

The sender of this email receives
compensation when products and
services featured herein are
purchased. Results atypical
and vary based on many factors.

-------------------------------------------

Prosperity Based Living - ACV

3370 N Hayden #123-146
Scottsdale, AZ
85251
US

If you no longer wish to receive communication from us:

To update your contact information:

The Wine Traveller Rescues Kevin Rudd!

2008-08-27T22:12:00.000-07:00

Website: http://barnes-ecommerce.com
Forum: http://barnes-ecommerce.com/phpbb

Recently, the conservative australian labour government, lead by Kevin Rudd, has been cited as not having an "over-arching narative" for the nation.

The prime minister Kevin Rudd and his right wing administration have been in office now for nine months. But to date, they have not proven themselves to be the socially responsible and nation building government that the australian electorate expected.

Beyond failing to provide any form of narative, our nation's economy chokes and splutters, our inadequate infrastructure crumbles, our businesses cry out for skilled staff and our inflation rate increases, while our Mr Rudd and his cohorts foolishly bask in a $22 billion budget surplus.

The stupidity of this tory labour government is overwhelming. They are desperately trying to emulate their right wing political heroes from the past, namely; John Howard, Malcolm Fraser and Robert Menzies, when the reason the australian people voted for them was to empower a socially responsible, caring nation building administration.

Despite their stupidity and lack of vision for the nation's future, Vader form the Wine Traveller's stables has kindly offered his "Ruddisms" as a guiding light for these over paid morons.

Visit http://barnes-ecommerce.com today and read all of Vader's "Ruddisms". You will be glad that you did!

Website: http://barnes-ecommerce.com
Forum: http://barnes-ecommerce.com/phpbb

How To Advertise On The Internet

2008-06-30T17:40:00.000-07:00

http://24hourwebcash.com/barnes0960
http://mywebcashstore.com/barnes0960

You Will Last Longer If You Follow Some Of These Tips For Advertising According To The Rules Of "Netiquette"

Do you want to reach millions of potential customers for FREE!
Well, you can if you know how. The Internet, that massive
network of thousands of computers around the world, also know
as the "Information Super Highway," is your ticket to generating
free leads and sales.

But beware the Internet is generally VERY MUCH AGAINST ANY
COMMERCIAL ACTIVITY. The Internet was originally set up by the
government for individuals and universities to have a massive
database of information. The Internet has pretty much gotten
out of control with its explosive growth over the past few
months and years.

The Internet is known basically as an Anarchy. There isn't
really anyone who runs and regulates the Internet, at least not for
now. So pretty much anything goes on the Net. But beware that
there are several thousand Net users who have self-appointed
themselves as the Net Police. The Net users have been know to
devastate other Net users if they do not follow their rules.
The rules are pretty basic: only post in areas that are related
to your message, and DO NOT ADVERTISE! The world we live in is a
very commercial one, and it was only a matter of time when
someone realized that a vehicle, like the Internet, that had the
capability to reach millions could be used to promote business.
And so people began to conduct business on the Net by placing
ads and sending unsolicited E-mail letters.

Several of these advertisers were in for a big surprise. Many
of them have received thousands of hate mail letters known as
"flames." Their boxes were overflowed with hate mail that a lot
of them were forced to go out of business online. Many of these
self-appointed net policeman have even developed blacklists for
advertisers. These lists are then sent to thousands of Net
users and they can send these blacklist members hate mail until
they leave the Net. So advertising is frowned upon on the Net
and it makes several people very angry.

But that doesn't mean that there is not a RIGHT way to do it.
There are little unknown newsgroups on the Internet where
advertising is actually welcome. You can place ads in these
sections and have confidence that you will get some good
response from them, and not much hate mail if any.

These newsgroups are:

alt.forsale
alt.business.import-export
alt.business.misc
aol.misc-ads
alt.make.money.fast
biz.comp.software
biz.comp.services
biz.general
biz.misc
biz.next.newprod
misc.forsale
misc.entrepreneurs
ns.forsale

THERE ARE SEVERAL MORE IF YOU DO SOME HUNTING FOR THEM. THERE
ARE NEW NEWSGROUPS ADDED DAILY, AND SOME MAY WELCOME YOUR ADS.

These newsgroups have several sub topics for you to advertise in.

You can do some careful "digging" on the Internet and find some
hidden areas to advertise in also if you look.

These newsgroups have the ability to be seen by millions, and
for FREE!

Your ad will last about two weeks in each of these groups, at
this time you should re-post your ads.

Keep track of your individual ad response. You may find some
areas are extremely good for your business, and some aren't.
You will save time and money just concentrating on the good
ones.

DO NOT JUST PLACE ADS ANYWHERE! Although you possibly could make
some money by placing ads in all kinds of newsgroups, it will
not outweigh the trouble you will go through to get it.
There is no reason to anger several thousand people just to make
a few bucks. You'll make a lot more if you use good
"netiquette" and develop a good Internet reputation for your
business. If you are into Online Business do it for the long
run, and you will be much better off. As more and more people
come online everyday, you eventually be able to reach more and
more potential customers.

One other way to do advertising, is sort of a "sneaky" but often
welcomed way. Kind of like of press release, or editorial new
product feature. "Donate" a nice article to one of the relevant
topics in common with your business. Then at the end of your
contributed article give a SHORT AND CONCISE "plug" for you
product or service. Let them contact you for more information.
Do not use the ad to do the selling, do that with information
you will send them later.

You can also create what is called a "sig file" which stands for
signature file. This is a footer that is added to the bottom of
all of your posts. Your sig file can have your name, company,
e-mail address, and any short sales message you would like
others to see. This is a good place to tell others to e- mail
you for more info on what you are marketing.

http://mywebcashstore.com/barnes0960
http://24hourwebcash.com/barnes0960

The ABC's of Borrowing

2008-06-26T17:29:00.000-07:00

http://24hourwebcash.com/barnes0960
http://mywebcashstore.com/barnes0960

The ABC's of Borrowing

Summary

Some small business persons cannot understand why a lending institution
refused to lend them money. Others have no trouble getting funds, but they
are surprised to find strings attached to their loans. Such owner-managers
full to realized that banks and other lenders have to operate by certain
principles just as do other types of business.

This Aid discusses the following fundamentals of borrowing: (1) credit
worthiness, (2) kinds of loans, (3) amount of money needed, (4) collateral,
(5) loan restrictions and limitations, (6) the loan application, and (7)
standards which the lender uses to evaluate the application.

Introduction

Inexperience with borrowing procedures often creates resentment and
bitterness. The stories of three small business persons illustrate this
point.

"I'll never trade here again," Bill Smith said when his bank refused to
grant him a loan. "I'd like to let you have it, Bill," the banker said,
"but your firm isn't earning enough to meet your current obligations." Mr.
Smith was unaware of a vital financial fact, namely, that lending
institutions have to be certain that the borrower's business can repay the
loan.

Tom Jones lost his temper when the bank refused him a loan because he did
not know what kind or how much money he needed. "We hesitate to lend," the
banker said, "to business owners with such vague ideas of what and how much
they need."

John Williams' case was somewhat different. He didn't explode until after
he got the loan. When the papers were ready to sign, he realized that the
loan agreement put certain limitations on his business activities. "You
can't dictate to me," he said and walked out of the bank. What he didn't
realize was that the limitations were for his good as well as for the
bank's protection.

Knowledge of the financial facts of business life could have saved all
three the embarrassment of losing their tempers. Even more important, such
information would have helped them to borrow money at a time when their
businesses needed it badly.

This Aid is designed to give the highlights of what is involved in sound
business borrowing. It should be helpful to those who have little or no
experience with borrowing. More experienced owner-managers should find it
useful in re-evaluating their borrowing operations.

Is Your Firm Credit Worthy?

The ability to obtain money when you need it is as necessary to the
operation of your business as is a good location or the right equipment,
reliable sources of supplies and materials, or an adequate labour force.
Before a bank or any other lending agency will lend you money, the loan
officer must feel satisfied with the answers to the five following
questions:

1. What sort of person are you, the prospective borrower? By all odds, the
character of the borrower comes first. Next is your ability to manage your
business.

2. What are you going to do with the money? The answer to this question
will determine the type of loan, short or long-term. Money to be used for
the purchase of seasonal inventory will require quicker repayment than
money used to buy fixed assets.

3. When and how do you plan to pay it back? Your banker's judgment of your
business ability and the type of loan will be a deciding factor in the
answer to this question.

4. Is the cushion in the loan large enough? In other words, does the amount
requested make suitable allowance for unexpected developments? The banker
decides this question on the basis of your financial statement which sets
forth the condition of your business and on the collateral pledged.

5. What is the outlook for business in general and for your business
particularly?

Adequate Financial Data is a "Must."

The banker wants to make loans to businesses which are solvent, profitable,
and growing. The two basic financial statements used to determine those
conditions are the balance sheet and profit-and-loss statement. The former
is the major yardstick for solvency and the latter for profits. A
continuous series of these two statements over a period of time is the
principal device for measuring financial stability and growth potential.

In interviewing loan applicants and in studying their records, the banker
is especially interested in the following facts and figures.

General Information: Are the books and records up-to-date and in good
condition? What is the condition of accounts payable? Of notes payable?
What are the salaries of the owner-manager and other company officers? Are
all taxes being paid currently? What is the order backlog? What is the
number of employees? What is the insurance coverage?

Accounts Receivable: Are there indications that some of the accounts
receivable have already been pledged to another creditor? What is the
accounts receivable turnover? Is the accounts receivable total weakened
because many customers are far behind in their payments? Has a large enough
reserve been set up to cover doubtful accounts? How much do the largest
accounts owe and what percentage of your total accounts does this amount
represent?

Inventories: Is merchandise in good shape or will it have to be marked
down? How much raw material is on hand? How much work is in process? How
much of the inventory is finished goods?

Is there any obsolete inventory? Has an excessive amount of inventory been
consigned to customers? Is inventory turnover in line with the turnover for
other businesses in the same industry? Or is money being tied up too long
in inventory?

Fixed Assets: What is the type, age, and condition of the equipment? What
are the depreciation policies? What are the details of mortgages or
conditional sales contracts? What are the future acquisition plans?

What Kind of Money?

When you set out to borrow money for your firm, it is important to know the
kind of money you need from a bank or other lending institution. There are
three kinds of money: short term, term money, and equity capital.

Keep in mind that the purpose for which the funds are to be used is an
important factor in deciding the kind of money needed. But even so,
deciding what kind of money to use is not always easy. It is sometimes
complicated by the fact that you may be using some of the various kinds of
money at the same time and for identical purposes.

Keep in mind that a very important distinction between the types of money
is the source of repayment. Generally, short-term loans are repaid from the
liquidation of current assets which they have financed. Long-term loans are
usually repaid from earnings.

Short-Term Bank Loans

You can use short-term bank loans for purposes such as financing accounts
receivable for, say 30 to 60 days. Or you can use them for purposes that
take longer to pay off--such as for building a seasonal inventory over a
period of 5 to 6 months. Usually, lenders expect short-term loans to be
repaid after their purposes have been served: for example, accounts
receivable loans, when the outstanding accounts have been paid by the
borrower's customers, and inventory loans, when the inventory has been
converted into saleable merchandise.

Banks grant such money either on your general credit reputation with an
unsecured loan or on a secured loan.

The unsecured loan is the most frequently used form of bank credit for
short-term purposes. You do not have to put up collateral because the bank
relies on your credit reputation.

The secured loan involves a pledge of some or all of your assets. The bank
requires security as a protection for its depositors against the risks that
are involved even in business situations where the chances of success are
good.

Term Borrowing

Term borrowing provides money you plan to pay back over a fairly long time.
Some people break it down into two forms: (1) intermediate--loans longer
than 1 year but less than 5 years, and (2) long-term--loans for more than 5
years.

However, for your purpose of matching the kind of money to the needs of
your company, think of term borrowing as a kind of money which you probably
will pay back in periodic instalments from earnings.

Equity Capital

Some people confuse term borrowing and equity (or investment) capital. Yet
there is a big difference. You don't have to repay equity money. It is
money you get by selling a part interest in your business.

You take people into your company who are willing to risk their money in
it. They are interested in potential income rather than in an immediate
return on their investment.

How Much Money?

The amount of money you need to borrow depends on the purpose for which you
need funds. Figuring the amount of money required for business
construction, conversion, or expansion--term loans or equity capital--is
relatively easy. Equipment manufacturers, architects, and builders will
readily supply you with cost estimates. On the other hand, the amount of
working capital you need depends upon the type of business you're in. While
rule-of-thumb ratios may be helpful as a starting point, a detailed
projection of sources and uses of funds over some future period of
time--usually for 12 months--is a better approach. In this way, the
characteristics of the particular situation can be taken into account. Such
a projection is developed through the combination of a predicted budget and
a cash forecast.

The budget is based on recent operating experience plus your best judgment
of performance during the coming period. The cash forecast is your
estimates of cash receipts and disbursements during the budget period.
Thus, the budget and the cash forecast together represent your plan for
meeting your working capital requirements.

To plan your working capital requirements, it is important to know the
"cash flow" which your business will generate. This involves simply a
consideration of all elements of cash receipts and disbursements at the
time they occur. These elements are listed in the profit-and-loss statement
which has been adapted to show cash flow. They should be projected for each
month.

What Kind of Collateral?

Sometimes, your signature is the only security the bank needs when making a
loan. At other times, the bank requires additional assurance that the money
will be repaid. The kind and amount of security depends on the bank and on
the borrower's situation.

If the loan required cannot be justified by the borrower's financial
statements alone, a pledge of security may bridge the gap. The types of
security are: endorsers; co maker and guarantors; assignment of leases;
trust receipts and floor planning; chattel mortgages; real estate; accounts
receivables; savings accounts; life insurance policies; and stocks and
bonds. In a substantial number of States where the Uniform Commercial Code
has been enacted, paperwork for recording loan transactions will be greatly
simplified.

Endorsers, Co-makers, and Guarantors

Borrowers often get other people to sign a note in order to bolster their
own credit. These endorsers are contingently liable for the note they sign.
If the borrower fails to pay up, the bank expects the endorser to make the
note good. Sometimes, the endorser may be asked to pledge assets or
securities too.

A co-maker is one who creates an obligation jointly with the borrower. In
such cases, the bank can collect directly from either the maker or the
co-maker.

A guarantor is one who guarantees the payment of a note by signing a
guaranty commitment. Both private and government lenders often require
guarantees from officers of corporations in order to assure continuity of
effective management. Sometimes, a manufacturer will act as guarantor for
customers.

Assignment of Leases

The assigned lease as security is similar to the guarantee. It is used, for
example, in some franchise situations.

The bank lends the money on a building and takes a mortgage. Then the
lease, which the dealer and the parent franchise company work out, is
assigned so that the bank automatically receives the rent payments. In this
manner, the bank is guaranteed repayment of the loan.

Warehouse Receipts

Banks also take commodities as security by lending money on a warehouse
receipt. Such a receipt is usually delivered directly to the bank and shows
that the merchandise used as security either has been placed in a public
warehouse or has been left on your premises under the control of one of
your employees who is bonded (as in field warehousing). Such loans are
generally made on staple or standard merchandise which can be readily
marketed. The typical warehouse receipt loan is for a percentage of the
estimated value of the goods used as security.

Trust Receipts and Floor Planning

Merchandise, such as automobiles, appliances, and boats, has to be
displayed to be sold. The only way many small marketers can afford such
displays is by borrowing money. Such loans are often secured by a note and
a trust receipt.

This trust receipt is the legal paper for floor planning. It is used for
serial-numbered merchandise. When you sign one, you (1) acknowledge receipt
of the merchandise, (2) agree to keep the merchandise in trust for the
bank, and (3) promise to pay the bank as you sell the goods.

Chattel Mortgages

If you buy equipment such as a cash register or a delivery truck, you may
want to get a chattel mortgage loan. You give the bank a lien on the
equipment you are buying.

The bank also evaluates the present and future market value of the
equipment being used to secure the loan. How rapidly will it depreciate?
Does the borrower have the necessary fire, theft, property damage, and
public liability insurance on the equipment? The banker has to be sure that
the borrower protects the equipment.

Real Estate

Real estate is another form of collateral for long-term loans. When taking
a real estate mortgage, the bank finds out: (1) the location of the real
estate, (2) its physical condition, (3) its foreclosure value, and (4) the
amount of insurance carried on the property.

Accounts Receivable

Many banks lend money on accounts receivable. In effect, you are counting
on your customers to pay your note.

The bank may take accounts receivable on a notification or a
no notification plan. Under the notification plan, the purchaser of the
goods is informed by the bank that his or her account has been assigned to
it and he or she is asked to pay the bank. Under the no notification plan,
the borrower's customers continue to pay you the sums due on their accounts
and you pay the bank.

Savings Accounts

Sometimes, you might get a loan by assigning to the bank a savings account.
In such cases, the bank gets an assignment from you and keeps your
passbook. If you assign an account in another bank as collateral, the
lending bank asks the other bank to mark its records to show that the
account is held as collateral.

Life Insurance

Another kind of collateral is life insurance. Banks will lend up to the
cash value of a life insurance policy. You have to assign the policy to the
bank.

If the policy is on the life of an executive of a small corporation,
corporate resolutions must be made authorizing the assignment. Most
insurance companies allow you to sign the policy back to the original
beneficiary when the assignment to the bank ends.

Some people like to use life insurance as collateral rather than borrow
directly from insurance companies. One reason is that a bank loan is often
more convenient to obtain and usually may be obtained at a lower interest
rate.

Stocks and Bonds

If you use stocks and bonds as collateral, they must be marketable. As a
protection against market declines and possible expenses of liquidation,
banks usually lend no more than 75 percent of the market value of high
grade stock. On Federal Government or municipal bonds, they may be willing
to lend 90 percent or more of their market value.

The bank may ask the borrower for additional security or payment whenever
the market value of the stocks or bonds drops below the bank's required
margin.

What Are the Lender's Rules?

Lending institutions are not just interested in loan repayments. They are
also interested in borrowers with healthy profit-making businesses.
Therefore, whether or not collateral is required for a loan, they set loan
limitations and restrictions to protect themselves against unnecessary risk
and at the same time against poor management practices by their borrowers.
Often some owner/managers consider loan limitations a burden.

Yet others feel that such limitations also offer an opportunity for
improving their management techniques.

Especially in making long-term loans, the borrower as well as the lender
should be thinking of: (1) the net earning power of the borrowing company,
(2) the capability of its management, (3) the long range prospects of the
company, and (4) the long range prospects of the industry of which the
company is a part. Such factors often mean that limitations increase as the
duration of the loan increases.

What Kinds of Limitations?

The kinds of limitations, which an owner-manager finds set upon the company
depends, to a great extent, on the company. If the company is a good risk,
only minimum limitations need be set. A poor risk, of course, is different.
Its limitations should be greater than those of a stronger company.

Look now for a few moments at the kinds of limitations and restrictions
which the lender may set. Knowing what they are can help you see how they
affect your operations.

The limitations which you will usually run into when you borrow money are:

(1) Repayment terms.

(2) Pledging or the use of security.

(3) Periodic reporting.

A loan agreement, as you may already know, is a tailor-made document
covering, or referring to, all the terms and conditions of the loan. With
it, the lender does two things: (1) protects position as a creditor (keeps
that position in as protected a state as it was on the date the loan was
made) and (2) assures repayment according to the terms.

The lender reasons that the borrower's business should generate enough
funds to repay the loan while taking care of other needs. The lender
considers that cash inflow should be great enough to do this without
hurting the working capital of the borrower.

Covenants--Negative and Positive

The actual restrictions in a loan agreement come under a section known as
covenants. Negative covenants are things which the borrower may not do
without prior approval from the lender. Some examples are: further
additions to the borrower's total debt, non-pledge to others of the
borrower's assets, and issuance of dividends in excess of the terms of the
loan agreement.

On the other hand, positive covenants spell out things which the borrower
must do. Some examples are: (1) maintenance of a minimum net working
capital. (2) carrying of adequate insurance, (3) repaying the loan
according to the terms of the agreement, and (4) supplying the lender with
financial statements and reports.

Overall, however, loan agreements may be amended from time to time and
exceptions made. Certain provisions may be waived from one year to the next
with the consent of the lender.

You Can Negotiate

Next time you go to borrow money, thrash out the lending terms before you
sign. It is good practice no matter how badly you may need the money. Ask
to see the papers in advance of the loan closing. Legitimate lenders are
glad to cooperate.

Chances are that the lender may "give" some on the terms. Keep in mind also
that, while you're mulling over the terms, you may want to get the advice
of your associates and outside advisors. In short, try to get terms which
you know your company can live with. Remember, however, that once the terms
have been agreed upon and the loan is made (or authorized as in the case of
SBA), you are bound by them.

The Loan Application

Now you have read about the various aspects of the lending process and are
ready to apply for a loan. Banks and other private lending institutions, as
well as the Small Business Administration, require a loan application on
which you list certain information about your business.

For the purposes of explaining a loan application, this Aid uses the Small
Business Administration's application for a loan (SBA Form 4 not included).
The SBA form is more detailed than most bank forms. The bank has the
advantage of prior knowledge of the applicant and his or her activities.
Since SBA does not have such knowledge, its form is more detailed.
Moreover, the longer maturities of SBA loans ordinarily will necessitate
more knowledge about the applicant.

Before you get to the point of filling out a loan application, you should
have talked with an SBA representative, or perhaps your accountant or
banker, to make sure that your business is eligible for an SBA loan.
Because of public policy, SBA cannot make certain types of loans. Nor can
it make loans under certain conditions. For example, if you can get a loan
on reasonable terms from a bank, SBA cannot lend you money. The
owner-manager is also not eligible for an SBA loan if he or she can get
funds by selling assets which his or her company does not need in order to
grow.

When the SBA representative gives you a loan application, you will notice
that most of its sections ("Application for Loan"--SBA Form 4) are
self-explanatory. However, some applicants have trouble with certain
sections because they do not know where to go to get the necessary
information.

Section 3--"Collateral Offered" is an example. A company's books should
show the net value of assets such as business real estate and business
machinery and equipment. "Net" means what you paid for such assets less
depreciation.

If an owner-manager's records do not contain detailed information on
business collateral, such as real estate and machinery and equipment, the
bank sometimes can get it from your Federal income tax returns. Reviewing
the depreciation which you have taken for tax purposes on such collateral
can be helpful in arriving at the value of these assets.

If you are a good manager, you should have your books balanced monthly.
However, some businesses prepare balance sheets less regularly. In filling
out your "Balance Sheet as of ______ 19 ____, Fiscal Year Ends ________,"
remember that you must show the condition of you business within 60 days of
the date on your loan application. It is best to get expert advice when
working up such vital information. Your accountant or banker will be able
to help you.

Cash Budget

(For three months, ending March 31, 19___)

January February March
Budget Actual Budget Actual Budget Actual

Expected Cash Receipts:

1. Cash sales

2. Collections on accounts
receivable

3. Other income

4. Total cash receipts

Expected Cash Payments

5. Raw materials

6. Payroll

7. Other factory expenses
(including maintenance)

8. Advertising

9. Selling expense

10. Administrative expense
(including salary of
owner-manager)

11. New plant and equipment

12. Other payments (taxes,
including estimated
income tax; repayment of
loans; interest; etc.)

13. Total cash payments

14. Expected Cash Balance at
beginning of the month

15. Cash increase or decrease
(item 4 minus item 13)

16. Expected cash balance at
end of month (item 14
plus item 15)

17. Desired working cash balance

18. Short-term loans needed
(item 17 minus item 16, if
item 17 is larger)

19. Cash available for dividends,
capital cash expenditures,
and/or short investments
(item 16 minus item
17, if item 16 is larger
than item 17)

Capital Cash:

20. Cash available (item 19
after deducting dividends,
etc.)

21. Desired capital cash (item
11, new plant equipment)

22. Long-term loans needed
(item 21 less item 20, if
item 20 is larger than
item 20)

Again, if your records do not show the details necessary for working up
profit and loss statements, your Federal income tax returns may be useful
in getting together facts for the SBA loan application.

Insurance

SBA also needs information about the kinds of insurance a company carries.
The owner-manager gives these facts by listing various insurance policies.

Personal Finances

SBA also must know something about the personal financial condition of the
applicant. Among the types of information are: personal cash position;
source of income including salary and personal investments; stocks, bonds,
real estate, and other property owned in the applicant's own name; personal
debts including instalment credit payments, life insurance premiums, and
so forth.

Evaluating the Application

Once you have supplied the necessary information, the next step in the
borrowing process is the evaluation of your application. Whether the
processing officer is in a bank or in SBA, the officer considers the same
kinds of things when determining whether to grant or refuse the loan. The
SBA loan processor looks for:

(1) The borrower's debt paying record to suppliers, banks, home mortgage
holders, and other creditors.

(2) The ratio of the borrower's debt to net worth.

(3) The past earnings of the company.

(4) The value and condition of the collateral which the borrower offers for
security.

The SBA loan processor also looks for: (1) the borrower's management
ability, (2) the borrower's character, and (3) the future prospects of the
borrower's business.

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2008-06-26T00:28:00.000-07:00

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Computer Information You Need To Know

2008-06-26T00:16:00.000-07:00

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This is a great older article on computer technology. It is probably from around the mid to late nineties. It has a great retro feel to it. But it also feels very dated and goes to show how quickly technology in this field moves. I hope some one out there enjoys this article.

This is a series of reports to help you understand the world
of computers and to determine how they can bring many benefits to your
personal life and home business. So, if you want to read the entire series
and learn along with us - you'll need to contact THE PUBLISHER right away
to make sure they mail you copies of the entire report series.

Getting Familiar with the PC Computer:
Before you purchase your new computer, you must first understand a little
about them. There are 2 parts needed to complete a computer system -
The HARDWARE and the SOFTWARE. The hardware is what you carry home
when you purchase one. Hardware consists of the following components:

� CPU (Central Processing Unit). This is the square part of your computer
system that houses the floppy disk drive and hard drive.

� Monitor. This is the television-type screen of the computer you use to
type and create your work on.

� Keyboard. This is the typewriter-like keys you use to type in
information and commands for your computer to understand.

� Printer. This is what you use to print out your data (letters, mailing
lists, and everything else.)

� RAM (Random Access Memory). The amount of information your monitor can
hold at one time is called RAM. Computer memory is measured in bytes
and megabytes (1,000 bytes = 1 megabyte and is expressed: 1MG.)
The more RAM your monitor has, the better. Be sure and get a minimum
of 1MG of RAM for your monitor to run most of the software on the
market today; preferably 4MG if you can afford it.

� Hard Drive. Your hard drive is a gigantic storage tank for all your
software. It's impossible to operate any software on the market today
(unless you just want to play simple games) without a hard drive.
A hard drive takes the place of floppy disks. You copy information
from your floppy disks to your hard drive and it stays there - even
when you turn your computer off at night. The size of a hard drive
is measured in MG's (megabytes). A standard size hard drive to purchase
to run most of the software on the market today would be 120MG.
Anything less means you will have to purchase more floppy disks as you
fill up your hard drive, which will slow up your operation considerably.

The second part of your computer system is the SOFTWARE. Without software
your computer will just sit on the desk and look at you. It's like buying a
toaster without an electric cord. Without a means of plugging the toaster
into the electric socket, the toaster will not work. Without software, a
computer will not work. Therefore, don't be surprised when you spend $500
to $3,000 for a computer and find out you have to invest another $200 or
more for the beginning software.

Shareware programs are very popular with new computer buyers to reduce this
cost - but you do need to invest some money in a good word processing package
(like WordPerfect� or Word for Windows.) If you purchase a new computer,
normally most of your beginning software is supplied to you from the factory
and if your first computer is purchased from an individual advertising in the
paper - they normally give you free software too. But be prepared to buy
specific software for your specific needs now or soon because your individual
needs may differ.

When you start pricing computer systems you will find they range considerably
in price. This is because you can mix-and-match all the custom qualities
available to you in almost any way to fit your particular budget. Since most
beginners don't know enough about a computer or how they'll effect their
lives, it's sometimes impossible to mix-and-match to your particular needs
when you don't even know what they are. A good mail order publication for
computer bargains is the Grapevine Journal, PO Box 488, Bluff City TN 37618
but perhaps the following will help:

Like a television set, monitors come in black/white or colour. If you want to
save $150 or more, just specify that you want a black/white monitor.
To further confuse you though - both black/white and colour monitors also
come in a variety of types. Each type determines how clear and definite
things appear on the screen. Different types include VGA, Super VGA, CGA,
EGA, PGA, MDA and Hercules. The industry standard at this time is Super VGA.
It's compatible with almost every type of software. It's clear and easy on
your eyes and very affordable. You can purchase a Super VGA colour or a
Super VGA black/white.

To complete your computer system purchase, you'll need to choose the right
printer for your needs. Since there is such a wide variety to choose from
with prices ranging from $120 to $6,000 we need to look at what each one is,
and how much it costs to operate and maintain.

� Dot-Matrix Printers. These printers print using a series of dots.
There are 9-pin and 24-pin dot matrix printers. A 9-pin will print
9 dots per inch on your paper, where a 24-pin will print 24 dots per
inch on your paper. Naturally, a 24-pin is going to make your print-out
with more detail and clarity because there is more printing per inch
therefore if there is only a small difference in price _ you should get
the 24-pin. Dot-matrix printers don't cost much to maintain. They use
a printer ribbon similar to a typewriter ribbon at an average cost of
$12 each. The ribbon has about the same life as a typewriter ribbon,
so you be the judge as to how long they'll last you. A dot matrix
printer is a perfect investment if you plan to use your computer for
mailing lists and occasional writing of letters.

There is also a software you can buy called "Emu laser" (purchase from
Tiger Software for $69.95 by calling 1-800-888-4437) that will make your
dot matrix printer think it's a laser printer. The print-out will almost
be of the same professional quality but your printer will print much
slower. (Emu laser is not recommended for older computers with a 8086
or similar processor. A minimum of a 286 or 386-based computer system
is recommended)

� Daisy Wheel Printers. Don't get stuck with one of these. Remember the
old IBM Electric typewriters that used a wheel to type a character
instead of a typewriter key?
This is what a daisy wheel printer uses. You can NEVER print a
photograph or picture and it's not too great at drawing lines and boxes
either. Besides, you can get a dot matrix printer for a much lower
price and print anything you want to!

� Inkjet and Bubble jet Printers. Both of these printers use a WET ink to
print onto the paper. There is no danger in smearing because the ink
dries instantaneously _ however, if the printed page draws moisture or
something is spilled on it, you could have a few problems and have to
print the page again. Although they are not costly to maintain, if you
have a mail order business the chances of ink smearing during the
mailing process is greater. Therefore, inkjet and bubble jet printers
should not be used _ especially for printing labels to apply to the
outside of the envelope.

� Laser Printers. If you plan to do more with your computer than maintain
mailing lists, keep records and write occasional letters; you will want
to seriously look at purchasing a laser printer. A laser printer hardly
ever wears out and is one of the best investments you can make if you're
in for the long-haul. A laser printer is like a mini-computer. It has a
memory board in it and will accumulate an entire page in it's memory
banks BEFORE it prints the page. Just like making sure you have enough
RAM in your computer to operate the software, you need enough RAM in
your laser printer to print a page. How much memory do you need? If
all you wanted to print was a 1-page letter containing only words you
could print it on a laser printer with 512K of memory. However, if you
want to print that same letter with a graphic (cartoon, photograph,
lines, boxes, etc.) you would need more memory in your printer. The
"safe" amount to purchase would be 1MB but we highly recommend 4MB.
This way, you won't be in any trouble when you are trying to print
something that takes up 2MB of memory and you only have 1MG on your
printer.

After you've found the best computer for your needs at a price you could
afford, it's time to read over the manufacturer manuals that come with your
computer. Even if you can't understand them, at least spend time to peruse
the information over once. This step is important in your learning process
and to understand the particular computer and printer you purchased.

If you purchased a brand new computer, the manufacturer has probably already
installed everything on your hard drive so all you have to do is turn the
computer on and work through the on-screen learning tutorial to get you up
and running quickly. If not - and if you're still confused after going
through the tutorial, simply enrol in a computer class in your area.
These classes are not expensive and shouldn't cost more than $10 for a 1-day
class. If you purchased a brand new computer at a computer store in your city
or town, most of them will give you a free lesson or two. Or, perhaps you
know a friend or relative that already has own of their own and can give you
some one-on-one instruction.

Whatever method you choose to learn the basic operations of your computer
system is up to you; but do dedicate the first week or so of your life with
your new computer friend to learning how it operates. This basic training
ground is essential in your growth and the growth of your business.

You Finally Got the Thing Ready to Go - Right? So now you have learned how
to turn the thing on and do a few things. Perhaps you have even advanced to
the point of typing your first letter and have printed it out on your
printer. Great! You are progressing fine.

But now we're up to the costly part of owning a computer - purchasing
additional software. As previously discussed, software is the programs
that you buy in order to make the computer do what you want it to do.

If you want to write a letter, you have to have a word processing software
program (e.g., WordPerfect or Microsoft Word.) If you want to keep records
of your checking account, you will have to buy a separate software program
to do that; and still another separate database software to maintain your
mailing list.

Most beginners will ask: "Isn't there just one big software program I can
buy that will do everything?" The answer is NO. This is how software
manufacturers stay in business. Besides, a computer is customized to YOU
and your particular needs. You may be an artist and want to purchase a
software program for drawing pictures on your computer. I, on the other
hand, would have no use for a program like this since I can't draw.
Therefore, it would be impossible to have one great big software program
that could do everything for everybody and meet every need that everyone
would have.

There are some software packages that come as one entire package and claim
to have most of the software needed by a generalized majority (small
business owners, for instance.) One popular, well-known program is
WordPerfect 6.0. Another one is AmiPro. Both of these are excellent packages
and if you can afford the $300 or so investment right now - this would be the
best recommendation for your initial software purchase.

However, if you cannot afford to buy the system and spend another $300 on
software at the present time you can use alternative solutions. There are
a wide variety of medium-priced packages in the under $100 range from such
companies like Pro-Media International, (800) 998-2822 and Micro Warehouse,
(800) 367-7080 or Windows Exchange, (800) 845-1900 to name a few.

You also might want to consider picking up a copy of Windows Magazine at
the newsstand, or order one directly from the publisher at PO Box 5006,
Pittsfield MA 01203-9951. Undoubtedly Windows was already installed by
the factory when you purchased your system. Windows is an "operating
environment" just like DOS is. An "operating environment" simply means
the major software that other software programs need for them to operate
themselves. DOS means "Disk Operating System" but it also performs
maintenance and protection of your system too.

SELECTING SOFTWARE

Invest on your software wisely. Select your software carefully. One easy way
to do that is to purchase SHAREWARE and FREEWARE before investing the
big bucks. WordPerfect software for instance retails for around $300, but you
can purchase PC Write, a shareware word processing software for $5 from
S-Software (800) 243-1515.

BUYING SHAREWARE

There are some disadvantages when purchasing shareware and freeware.
Some of them are really good while some of them are relatively useless.
This is why it's important to rely on a good shareware distributor (a company
that only deals with selling shareware) that is very selective in the programs
they include in their catalogue. One such company is The American Shareware
Network, 250 Arlington St, Marshfield MA 02050, phone (617) 834-9208.

The American Shareware Network carefully installs and operates the software
program before it is listed in their catalogue for sell. They only choose
top-of-the-line programs that are popular and worth the money. They also are
honest in making sure the diskettes they send the programs on are full. Some
rip-off shareware distributors will take a program that will fit on 1 or 2
disks and split them up into 4 or 5 different one. Then they'll charge you
around $2 per disk and make you think you are getting a bargain. In actuality
you would have been better off purchasing from the shareware distributor that
advertises at a price of $3.49 per disk.

Also, don't make the mistake of going crazy ordering lots of shareware.
You don't want to have 100 different software programs on your computer that
do 100 different things. This would make life too confusing and you'd have to
learn them all. You'd never know any of them well enough - just a little bit
about each one. The whole idea here is to try out several different shareware
programs in the particular software category you need before you invest money
into the commercial software programs.

DESKTOP PUBLISHING

You should streamline your needs and the functions you want your computer to
perform. Most of us will be buying a computer for our home-based business.
Therefore, you need to find a good software program that will do the job you
need for your particular situation. If you're going to be a typesetter, try
out a variety of desktop publishing software until you find the one that does
everything you want it to do and more. One fantastic look-alike of the
popular PageMaker software (retails: $549) is a program called Page Plus. In
1993, the price is only $60 - a 90% savings over its counterpart. (Purchase
from Serif, Inc, PO Box 803, Nashua NH 03061 (800) 869-8909.)

In addition, if you will be selling mailing lists, concentrate on a good
database software. If you will be writing and selling reports, concentrate
on finding a good word processing software. If you plan to draw and create
art, find a good CAD or drawing software program.

After locating the right software for your particular business, go through
the same procedure in finding a good business accounting software you feel
comfortable with so you can keep accurate records of your daily business
transactions.

Do your best to narrow the different software programs on your computer down
to as few as possible. This way, you can really learn each one of them and
become an expert much quicker than trying to learn a whole bunch at once -
thus, creating confusion rather than knowledge.

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Secrets Of Successful Authors

2008-06-25T06:22:00.000-07:00

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When the writing bug hits you, get out your pencil, typewriter,
word processor or tape recorder and go to work.

Personal wants and desires, such as "How to Make Money" can put
you on the road to success in the writing field. there are five
main emotional appeals for selling this kind of publication:
Money, Self Preservation, Family, Romance, Recognition. These
appeals can all be built into your writings.

It pays to make up a good advertising schedule several months in
advance and when you do hit the pages with your ads, be sure
they "Drip" with enthusiasm!

The title is of the greatest importance. It alone can determine
the sales volume to a large degree. Price your report so that
you can come out with a good profit. You will want to make
tests to see if your publication will bring in the required
price before going into full scale advertising.

Most people are dreamers not "doers". It is only a short step
to be a doer. Just do it!

Sometimes it is better to write a strong ad before you write the
report, then make the report live up to your ad. Make your ads
friendly.

Write about a special subject in a unique way: Strive to write
in such a way that you will get repeat orders or will receive
orders from the same customers for your other books and
products. Have a follow-up program ready to go.

Ship your orders without delay. Don't hold them up for checks
to clear. It will do you much more damage than getting a few
bad checks. Offer a free bonus for "buying today".

Get quality printing for use with all your paper needs
(letterheads, envelopes, circulars, sales letters, return
envelopes, order forms, etc.)

You can set up a distributor program, sell your publications
direct to the consumer, or use both methods.

It's a good idea to give your other publications a boost within
the pages of your other reports and books, but don't brag about
your accomplishments or try to sell all your own products in the
body of your publication.

HOW TO PRICE YOUR BOOK!

Whatever amount you come up with for the price of your book,
remember that advertising expense will usually take 50% to 60%
of your selling price if you are to promote your book properly
and get into the mass market. This only leaves 40% to 50% of
the sales proceeds for all your other expenses and a reasonable
profit for your efforts. And don't forget "all other expenses"
include not only the cost of typesetting, printing, mailing and
other direct expenses, but also includes numerous variable and
indirect expenses; such as auto, depreciation, insurance, and
all the other "general overhead", even if you only work
part-time from your home. Then you must have enough left over
to "pay yourself" a reasonable draw for your time, effort and
risk!

Failure to understand the "Mathematics of Mail Order" is the
basic reason most people do not succeed when trying to sell
books by mail.

One of the most important points to learn about mail-order
mathematics is just exactly where your break-even point is.
This varies drastically depending on the total units produced
and sold. The more units sold the less the cost per unit. In
other words, the more you sell the more flexible you can be in
pricing your product.

Never price a publication at less than total cost, just to
increase sales, unless you have computed correctly that the
increased sales will reduce you unit cost sufficiently to
overcome any potential loss.

On the other side of the "coin", if the price of your
publications is too high, you could be in a worse position than
if selling for only half the price. Maybe a price reduction of
50% will get you 500% more sales thus lowering your variable
costs per unit sufficiently. The loser is immediately turned
into a blockbuster! Only tests will tell!

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They Laughed When I Said I Was Starting My Own Business!

2008-06-23T20:54:00.000-07:00

Now they are in awe as I live life on my terms! You can too! Read on for details!

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UPDATED "24 Hour Web Cash Business" You can begin making money on the internet immediately with this internet business, thanks to our new updated program. Here's a sampling of what you get with this RISK FREE instant internet business start-up program;
Custom, money making website linked with fortune 500 companies who will pay you to send people to their site.

No inventory
No Selling
Automated system - you earn up to 45% and $500 per referral.

Plus you get THE HOTTEST places in the USA to advertise. Our INSIDER REPORT for finding hot prospects who are looking for what you offer.
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Make Your Fortune With Self-Improvement Seminars

2008-06-23T20:49:00.001-07:00

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Ever since the beginning of time, ambitious people of the world
have attributed some "indescribable secret" to the success of
those people with wealth. These people have spent, and will
continue to spend, millions of dollars to cultivate these
"secrets" within themselves.

Particularly since the early seventies, there has been a growing
demand by the public to attend classes, workshops, and
self-improvement seminars that will enable them to align their
thinking as well as their actions, with those of people who have
already achieved success.

The popularity of such best-selling how-to books as WINNING IS
BELIEVING...THINK AND GROW RICH...HOW TO DEVELOP A WINNING
PERSONALITY...OVERCOMING SHYNESS... IMAGINEERING... NEW LIFE
OPTIONS... WINNING BY NEGOTIATION... SUCCESSFUL VISUAL-VERBAL
COMMUNICATIONS... CONVERSATIONALLY SPEAKING... and countless
others lends reinforcement to the "need" for self-improvement
seminars.

You can promote and stage these seminars either as a generalists
or as a specialist in a specific area of expertise--and attain
wealth for yourself almost beyond your current imagination! The
market potential has only barely been scratched, affording a real
ground-floor opportunity for those with the gumption to take
action.

Dale Carnegie--the author of the book, How To Win Friends and
Influence People--was certainly one of the first, if not "the
first" self-improvement seminar market/teacher. Back in the Great
Depression of the thirties, he recognized this need in people to
improve themselves--he worked out a deal with the local
management of his hometown YMCA-- got the word around that he was
holding classes on self-improvement--and the rest is one of the
truly classic unemployed-to-multi-million-dollar success stories
of our time.

A self-improvement seminar is conducted much the same as a
Toastmaster's Club meeting. It can be held just about anywhere,
from the informal atmosphere of someone's living room to the
formalities of the Hilton Convention Centre.

Basically, a self-improvement seminar is a gathering of people
where one or more speakers talk on a specific subject. More often
than not, only a certain aspect of self-improvement, such as How
To develop A Positive Mental Attitude--is the thrust of the
seminar. In other words, the more successful seminars deal with
"specialized areas" of self-improvement.

These speakers usually wind up their talks with audience
involvement questions and answer sessions. Most of them "wind
down" with the speaker circulating through the audience, plus lots
of opportunity for the purchase of self-help books and tapes by
the people wanting on-going motivation and reinforcement to what
they've just heard. Always-sometimes even as the featured subject
of the seminar--there's a great deal of motivation projected
during these meetings. At the bottom line, motivation is more the
purpose of these seminars than the attendees learning something
they don't already know. The favourite words of most seminar
speakers is usually, It's the difference between having a dream
and taking action--a matter of saying I can, believing it, and
then doing it--because you can!

Successful seminars are generally based upon the concept of
giving you the power to believe you can. The speakers usually
speaks from insights and expertise gained from their own life
experiences. Self-improvements seminars give the attendees the
tools--and the motivation--to succeed. Thus, a well-organized and
well presented seminar that helps people up the ladder of success
can't help but succeed because we are a success oriented
society--it's an easy sell with an income potential limited only
by your ability to express yourself.

You won't need an office to make it big with self-improvement
seminars. The public doesn't visit you--you take your programs to
them. Self-improvement seminars appeal to almost everybody--from
blue-collar workers to top executives.

The average cost per person to attend a seminar is very close to
$300--so your basic audience will be from the upper-income
brackets--but if you handle the promotional aspects properly,
you'll pull them in from lesser income brackets as well.

Many seminar promoters employ sales teams to call upon top
company executives and either get the to partially pay the cost
of several employees to attend as educational or business
improvement investments--or to foot the bill for the sponsorship
of a "group seminar" for all of that company's middle management
personnel. Many specialty speakers make in excess of $100,000 per
year with regular motivational and/or self-improvement seminars
in this fashion.

In the beginning though, you'll get your start by staging
seminars for the general public in restaurant banquet rooms,
hotel ballrooms, and convention centres. These will entail
advertising costs, plus the charges for the rented space, and an
"on hand" inventory of the materials you want to sell to the
people who attend your seminars.

Generally, you'll do best with an intensive radio advertising
campaign during the week preceding your seminar date. In a
metropolitan area of half a million population, you should spend
a couple of thousand dollars on radio advertising, plus half as
much for flamboyant newspaper advertising. Some seminar promoters
invest a quarter of their budget in newspapers, then a half going
into radio. Of course, the allocation of your advertising budget
should be related to the previous proven pulling power of each
media within that particular market. Not too much concern is
given to television advertising, excepting for guest appearances
of the community service talk shows.

Most promoters spend all of this effort and money to promote a
series of free seminars. These free seminars usually draw huge
crowds, during which special "front men" turn everybody on with
super-motivational stories designed to wet the appetite of those
in attendance for more. These free seminars generally last only
45 minutes to an hour, and are strictly motivational in purpose.

Each person in attendance is handed a brochure describing the
up-coming "main event" as they leave these free seminars. An
attempt is made to get an commitment---at least a deposit for the
cost of the "real thing" which is usually set for the week
following. Those who do commit themselves to attending the big
one are then contacted by professional telephone sales people and
given the complete sales presentation between the time of the
free seminar ad the date of the real thing. With good
advertising, up-front motivational speakers, attractive program
brochures and experienced telephone sales people--you can count
on closing about 30 to 35% of those who attend your free
seminars.

If you don't have the confidence or inclination to
participate--be the principal speaker--at your seminars you can
hire local sales training people, professional people from the
medical specialties, local "experts" known through your area
newspapers or broadcast media, and or/ nationally known speakers
willing to travel and operating through speakers' bureaus. You might
want to contact Burt Dublin of Personal Achievement Institute--225
Santa Monica Blvd., Suite 305--Santa Monica, CA 90401...or Dottie
Walters of The National Speakers' Bureau--400 W Foothill Blvd.,
--Glendora, CA 91740.

Finally, a reiteration of the fact that there are literally
millions of people in all parts of the country willing and able
to pay you for helping them to improve themselves. You can start
with meetings in your living room, or your local restaurant. All
it takes is action on your part to get it set up, and a push from
yourself to start making it happen. Best of luck, and now get
going with it.

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INSIDERS' SECRETS TO YOUR OWN MILLION DOLLAR MULTI-LEVEL EMPIRE

2008-06-20T20:15:00.000-07:00

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There are any number of appealing multi-level marketing programs
available these days. Many have the capabilities of making money
for the participants. However, don't ever delude yourself into
thinking that multi-level marketing won't cost you anything nor
require much time or work on your part. Indeed, successful
selling, and that is what multi-level marketing boils down to, will require
an investment of time, money, dedication and hard work!

Before you agree to any multi-level deal or begin one of your own,
it will pay you to do a little bit of market research relative to
the sales potential of the proposed operation. For instance, if
you can sell to a "waiting market"--one where people are ready to
make a purchase--you will make money. But if the people you
attempt to recruit as members of your multi-level down line feel
that they are going to have a hard time selling it to someone else, then
you haven't got much of a winning MLM program. Regardless of how much
money a program claims you can make, it will only be as successful as the
market will allow. Enthusiasm for selling, as important as it is, will not
substitute for a poor product.

You should avoid programs that offer products of limited appeal
such as gourmet recipes, health foods, household knick-knacks,
books on needlecraft or magazine subscriptions. Beware also of
deals that require you to purchase an inventory or maintain a
certain sales level. Usually you will end up as the final customer of the
product, with a supply of 400 pounds of laundry detergent or 250 pair of
gold-sequined dance shoes! Look closely for the negative aspects of an
offer, and then weigh these against the ease with which you will be able to
make a sale. In the final analysis, if you have a hard time selling it,
then the people you recruit to sell it for you will find it even harder to
sell, and that will be the end of your "big money" multi-level program.

There are countless reports, manuals, books and other publications
that will tell you how to attain riches in mail order, party plan
selling, and even street corner sales. Most all of these "how-to"
publications will instruct you on how to put a mailing piece
together, how often to send your offers out, and even the
importance of high quality advertising pieces. Very few, if any,
come right out and help you get your offer to your most likely
customers. As you know, unless an interested buyer sees your
offer, you're not going to make any money. Most MLM salesmen will
thrash around, waste time, spend hundreds of dollars and never make any
money simply because they don't know how to get their offers to the right people
without it costing them an arm and a leg.

To help you reach your prospective buyers, here are some simple
tips. Regardless of what your offer entails, put together the most dynamic
and appealing one-page advertising circular you can develop.
The best-selling and most productive circular is one that
directly tells the reader that you have a solution to his money problems.
In other words, with your circular, promise him a way to make himself rich,
and he'll not only be interested, but he'll jump at the opportunity to join
your program. Next, make it as easy as possible for anyone who sees your
offer to respond. Thus, in addition to an order coupon at the bottom of
the advertising circular describing your offer, give him the chance to get
involved in your program for the least possible cost.

If you've put together a "winning offer," most people seeing it
will want to know more. However, if you charge them $5
registration or enrolment fees, you will lose about half of those
who are interested because they are afraid of being ripped off.
But, if you charge them $2 or less, almost all of the people seeing your
offer will take the chance just to find out what kind of a deal you're
offering.

Let's review: First, you must have a ONE-PAGE advertising circular that
really appeals to most of its recipients. Secondly, it must appeal to the
reader's hopes and dreams for success. It will also need to have a coupon
the reader clips off and sends in to you for enrolment or registration in
your program. And finally, it has to be priced at $2 or less to get
everybody to at least inquire further. With these basics incorporated into
your mailing piece, you will capture the largest possible share of your
potential market.

Assuming you have now developed such a circular and have organized
yourself thus far, take this advertising circular to a quick
printer in your area. Ask to have 10,000 of these one-page
circulars printed. This will cost you approximately $300. If you
don't have the money, you can either work out an arrangement with
the printer to pay him in 30 days or include him as a silent
partner in your program. Ask him to read over your offer, explain
how you intend to get it to the people, and about how much money
you expect to gross from it. Then, simply offer to split the
proceeds if he will carry your printing costs for you. While the
circular is being printed, line up your initial distribution
efforts. Contact neighbourhood civic or youth organizations in your
city. If unavailable, contact a local distributor of door-to-door
advertising and tell them about your project. Arrange with the
leaders of these groups to pay them $20 per 1,000 if they will
station people at various locations in your area and pass out one
of your circulars to everyone as they pass by. Simply tell them
that you've got 10,000 of these circulars to hand out, and that you
will pay them the $200 for handing them out on the first of the
month.

The best places to hand out your circulars are those malls or
shopping centres featuring discount stores, recycled clothing
stores, and inventory reduction sales. Next on your list should be
flea markets, swap and shop events such as gun or boat and
recreation shows, and even garage and estate sales. Anywhere there
are a lot of people congregating or coming and going is a good
place to hand out your advertising circulars, all in your own home
town and without postage costs.

As your workers are handing circulars out for you at strategic
locations throughout the area, you should be calling in person on
every shopkeeper and store owner or manager in the area. Show them
each a copy of your circular. Explain your program to them and
offer to cut them in on the profits if they will help you
distribute the circulars by dropping one in the bag with purchases
by each of their customers. The best possible bet is with
privately owned convenience stores and newsstands. These small
businesses won't want to become involved in extra bookkeeping nor
the handling of money for you, so you will have to devise a method
of knowing from whose batch of circulars your orders come. This is
accomplished by placing a code for each of the stores on the
coupons of flyers they distribute.

Simply assign a different "department number" to each store, and
when you have the circulars printed for each location, insert that
department code in the address to which the reader is supposed to
send his order. You will be expected to supply the circulars
without cost to the distributors, including the special coding for
each store. Thus the need for a good working relationship with a
printer in your area. The amount of commission paid to the store
owners will be based on the size of each order. The percentage
that you allow to each store per order received should range
between 15 and 30 percent. Of course, always try to finalize each
deal for the least amount possible.

Be sure to keep good records of all your incoming orders. It would
be wise to have a separate record book for each distributor. Thus,
you can review the number of orders received from each
distributor's customers with him when you pay the distribution
commission at the end of each month. At the same time, jot the
name, address and phone number of each person sending in an order
onto a 3 x 5 index card or into your computer database. Arrange
these cards in alphabetical and zip code order and store them in an
old shoe box. When you have 10,000 of them, you will be able to
sell them for 10 cents per name to any number of mailing list
brokers. Also, if your list is maintained on computer, you can
begin renting out the mailing list for $45 to $75 per thousand
names for a single use.

You will also want to clip the stamp off each envelope you receive
and save these in another box. Stamp collectors will pay you from
$10 to $20 for each shoe box full of stamps you can collect. After
you have clipped the stamps off, place the envelopes with your
customer's return address in a third storage box. When you have
several boxes full of these envelopes from people who have spent
money with you, mailing list companies will gladly pay you for
them.

Once you've got your town saturated with circular distributors, be
sure to leave a stack in all the barber shops and beauty salons, as
well as at the counter in cafes, restaurants, bowling centres,
theatres and the lodges of all the fraternal and labour unions in
the area. You can soon simply duplicate these efforts in a
neighbouring town or city, thus increasing your income and
profitability.

The above plan is a feasible multi-level marketing and total
advertising/recruiting effort on your part. Your main thrust is to
pull in as many prospects as possible and show them your MLM
program. If they want to join in, let them enthusiastically sign
up. If not, forget about them and move on to the next prospect.
This form of prospect hunting is going to cost you money and time,
regardless of what you're trying to sell. Remember, there can
never be any reward without an investment on your part.
Professional athletes say, "no pain--no gain." Yet the small
amount of time you spend in "pain" will eventually be offset by the
even greater financial "gain." You must dedicate yourself to the
task before you will reap the benefit of your labour.

What you have basically done up to this point is put together an
"invitation announcement" requesting an initial $2 investment by
the reader, and you have distributed it to as many people as
possible. Interested recipients will send you a "cover charge" of
$2 to discover what your program is all about, the payment
offsetting your investment in preparing and distributing the
mailing pieces. Before you decide that this is an impossible
method of making any money, let's put a pencil to paper and do some
figuring. Suppose there are 120,000 people in your town--50,000
adults in 20,000 separate families. If half of these 20,000
families were to send you $2, how much money would you have?
$20,000, right? Now then, tell me whether or not you would like to
have an extra $20,000. For a proportionally small expense of
$3,500 for printing and distribution of 50,000 pieces, you would
have received an almost 10-fold return on your investment. Not a
bad start.

People who send you $2 each for further information on your MLM
program hope to solve their money problems. You will send them
back your multi-level program brochure which describes how they can
duplicate what you're doing and make a bundle of money for
themselves. At the same time, you send out another one-page
advertising circular that offers business success reports. Suppose
10 percent of the people receiving your MLM brochure enrol and
send $50 for a start-up kit or supplies. You have expanded your
MLM distributorship and made money, right? And now, let's suppose
that of all the people who have sent in $2 to find out what your
program is all about, a total of 10 percent spend an additional $5
with you for one of your business success reports. Your total
gross income will appear as follows:

10,000 responses @ $2 each.....................$20,000
1,000 new MLM members @ $50 each..............$50,000
1,000 business report orders @ $5.00 each.....$ 5,000

GROSS INCOME...................................$75,000

Now figure up your expenses, including all the costs involved in
printing and distribution.

Printing and distributing 50,000 circulars.....$ 3,500
Printing and mailing of 10,000 MLM brochures...$ 4,500
Printing 10,000 Business Report Circulars......$ 300
Mailing 1,000 Business Reports.................$ 200

TOTAL EXPENSES.................................$ 8,500

Subtract your expenses from your gross income of $75,000, and you
should end up taking $66,500 to your bank, catching up on all your
bills, and spending a long overdue vacation in Acapulco or Hawaii!!

That's it! That's how easy and simple it is, and it actually
works! Once you have covered your entire state in this manner,
simply start renting mailing lists of Opportunity Seekers from the
large mailing list brokers and shotgun your basic one-page $2 offer
to all of them. By following these instructions and working
according to this plan, you can theoretically take in more than $1
million within the next 12 months. Imagine what you could do with
$1,000,000 in the bank!

Others have made their fortunes doing almost exactly the same
thing. There is no reason that you cannot make yourself a part of
a winning MLM team. You can do it! All it takes is that first
circular and a concentrated plan of total distribution. If you
would like to make some of the big money of which you have always
dreamed, why not start today? Compose a circular, a marketing
plan, and a series of business reports. Success must be earned.
Make your dreams a reality--beginning right now! Good Luck!

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A BOOKKEEPING SYSTEM THAT WILL SAVE YOU MONEY

2008-06-20T20:05:00.000-07:00

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An Interesting Article On Book Keeping.

One of the most important, least understood and appreciated aspects of any business, is its bookkeeping or accounting system. And, because very few people know much about the reasons for a bookkeeping system, most people are frightened by the thought of the work involved in setting up such a system, and the drudgery of daily maintenance.

There's really nothing complicated to bookkeeping - it's as simple as keeping a daily diary and/or maintaining your personal cheque book. At the bottom line, it's simple a matter of recording your deposits - your incoming monies - and keeping a record of the money you spend.

So, the first thing you need to do is open a business account for your extra-income business or endeavours. Generally, this is simply a matter of asking the new accounts teller at a local bank for a business account registration card. Fill this card in, and with the small registration fee, send it in to the appropriate commissioner, and from there, open your new business account - complete with imprinted checks.

Drop by a local stationery store and pick up a loose leaf notebook, and a supply of paper. We've always picked up a supply of index tabs at the same time - either to separate the months or the accountability sections for each item we sell.

Assuming that you want to make it as simple as possible, while at the same time keeping it as efficient as is necessary - here's what you do and how you do it.

On the first page in your notebook, write on the top line and in the middle of the page: Monday, January 1st, 1994 or whatever day you officially start your business. Then, as your orders come in - if by mail, as you open your mail - jot down starting from the left side of page, the amount you received - dash - for what - from whom, and their address. The page might look like this:

Monday - January 1st, 1994

$3 - Tax-Saving Report - Jim Sloan, 97301
$6 - Tax-Saving & Dating Report - Steve Nelson, 30261
$3 - 5-Letters P/Day Report - Gloria Watson, 63222
$10 - Easy Money - Bob Elliott, 42134
$10 - How To Sell Books by Mail - Dave Sasseen, 11301
TOTAL INCOME: $3...EXPENSES: None

That's all there is to it, and emphatically, all it is to recording what you receive and what you spend.

The next entry, immediately under the first day's entry, might look like this:

Tuesday - January 2nd, 1994

$60 - Deposit$11 - Check to Printer
$11 - Consulting Manual - H.P. Barnum, 33351
$3 - Tax-Saving Report - Rulon Collins, 21265
$3 - Seminar Promoter's Report, Kim Novak, 90631
$7 - H/B Business Ideas Report - Charles Johnson, 97620
$10 - Hong Kong Directory - Robert Carpenter, 89401
$2 - Money Getter's Guild Member - Glen Brinks, 83801
$15 - How To Steal $1,000,000 Free Publicity - Joe O'Malley, 77919
$20 - New Release Program - Nancy Hall, 82109
TOTAL INCOME: $7...+EXPENSES: $11...DEPOSIT: $60

And then, carry on with this recording of the money you deposit, receive and spend each day with similar entries for each day of the week - every day Monday through Saturday for each week. It's simple, uncomplicated, and a positive record of your business activity.

Then at the end of each month transfer this daily diary information to one of the low cost bookkeeping registers that your tax consultant or accountant can work from. These people won't work from your daily diary, and will not transfer the information you record in it to a formal bookkeeping register without charging you a small fortune. It's not that big of a job, and if you do it after the close of business on the last day of each month, it won't take you but just a very few minutes. Then, of course, when you're ready to file your taxes, you simply give your bookkeeping register to whoever is going to do your taxes, and you're home free.

The bookkeeping register you'll need can be any simple columnar notebook - we use an "Ekonomik Register, Form RL-17" available in a number of different styles and sizes form Ekonomik Systems - PO Box 11413 - Tacoma, WA 98411. All you really need is some sort of notebook with a number of columns marked off, a title written at the top of each column, and a record of the money received for each day relative to the product or service each column represents. Then at the end of each month, you can simply add the totals from each column and you'll instantly know how much money you took in form each of your offers.

Beyond the date column, will be your record of expenses or money spent. Again, you should title each of the columns you'll be entering figures into, and then record your expenditures for items falling into those categories. Then at the end of each month, it's a simple matter to add the totals from each column and know exactly where you stand relative to profit or loss - how much you took in compared to how much you spent.

Bookkeeping and/or accounting is very simple and should not scare you. Just keep it simple, and up-to-date.

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Psychological Marketing Blunders

2008-06-15T03:42:00.000-07:00

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(This is a great article by the nice people at Desk Top Lightning.)

Here's a marketing training article our marketing team
recently wrote.

I thought you might be interested...

= = = = = = = = = = = = = = = = = = = = = = = = = = = = = =
TIP: Psychological Marketing Blunders Most People Make
= = = = = = = = = = = = = = = = = = = = = = = = = = = = = =
Contained within this article are 3 psychological
marketing tactics which have the power to totally
transform almost anyone's business...
= = = = = = = = = = = = = = = = = = = = = = = = = = = = = =

Have you ever sent out an "advertisement," and much to your
disappointment, received much less of a response than you
had hoped for?

Perhaps a little crash course in marketing psychology is
in order.

You see, there are several mistakes most people make due
to misunderstanding psychology, which result in their
ads simply not working.

What is "marketing," anyway? Here's a neat way to think
about it...

Marketing is actually programming peoples' brains with
your words!

That might sound a little bit harsh, but here's what I
mean.

When you write an advertisement, a web page, an email,
or a sales letter, the real reason you are choosing the
words you're choosing is because you want to influence
your reader's state of mind.

Specifically, most people want to write something that
will put the reader's mind into a state which is "ready
to buy" -- or "ready to sign up."

Now, the key idea here is that what you are trying to
do is use your words to get your readers to think
something.

If your marketing isn't achieving your desired result,
this can literally only mean one thing:

- - - - - - - - - - - - - - - - - - - - - - - - - - - -
Your words are not causing your readers' minds to be
in the state that you thought they would!
- - - - - - - - - - - - - - - - - - - - - - - - - - - -

But how could that be?

You wrote out an advertisement so carefully. It even
looks like all those other ones out there.

Doesn't matter. It didn't work.

So, how do you get your readers to think what you want,
then?

Understanding psychology is the key. Because, if you
know how brains work, then you'll really know what to
write to influence them the way you want.

Of course, the field of psychology is huge -- you can
get a Ph.D. in it. But, here are 3 psychological tips
you can use to your advantage.

Be warned: Some of them may seem counterintuitive to
you. But, remember! Maybe you need to try something
counterintuitive.

After all, the techniques you thought were intuitive
haven't worked as well as you wanted, right?

If they had, then you probably wouldn't have read
this article!

~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
TIP #1: At all costs, avoid looking like an
advertisement.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~

In this day and age, when people see something that
they know is an advertisement, they immediately
tune it out.

For proof of this, just look at your own behavior.

Would you spend your free time reading ads?

Probably not.

An advertisement is usually classified as something
whose sole purpose is to sell something.

So, the best way to avoid looking like this is to
actually give people some real information, for
free.

This way, what you wrote won't seem like an ad,
because it actually isn't one!

People will read it for your interesting info, and
then when it's time to talk about what you're
selling, they'll really listen, too.

Try it.

~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
TIP #2: At all costs, avoid looking like everyone
else.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~

Another thing which people completely tune out is
things which look just like everyone else's.

It's a shame -- we see so many people nowadays
advertising their sites in the *exact* same way.

YOU WON'T BELIEVE THIS!
$$$$$$ MAKE $10,000 FAST!
THIS IS THE REAL DEAL, IT'S INCREDIBLE!
etc...

Nobody pays attention to things like this anymore.

Make sure you don't look like anyone else, and
you'll stand out.

You HAVE to stand out in order to succeed in
business.

Combine this with Tip #1 to come up with headlines
and email subject lines which really communicate
something interesting and meaningful.

Remember, you can bait people in to read your ad
with headlines and subject lines which convey
something people actually want to read, and then
later you can still sell them your product or
service!

~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
TIP #3: At all costs, avoid making huge promises
you know you can't keep. Don't hype.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~

So many people nowadays make huge claims in their
marketing; like if you sign up for a certain site it
will make you $10,000 per week while you sleep.

This sort of thing is obviously not true, and everyone
knows it, even you!

So, when you do things like this it sets off major
red flags in peoples' heads, and they stop reading.

Another big one is promising people that a certain
website is the "best" or the "biggest," etc., when
it really isn't.

Of course, maybe I could send out an email about
Google saying that it's the "most powerful site" out
there, but people are tired of hearing all this
hype about every little site.

You might even believe that you just found the "best
site to come out in the last 10 years," but so many
people *have* worn out this promise that it holds
no weight anymore (see Tip #2).

This one can seem counterintuitive, since you might
think that you *should* say great things about your
website or product to get people to want it.

The problem is, this just isn't how psychology works.

Instead, you must give people real information so
that they actually pay attention, look different from
everyone else, and be draw people in more subtly.

Let your actual website or product make them say
"wow."

And if you're afraid that your actual website or
product won't make them say "wow," so you need to hype
it up in your marketing, then maybe you need to
re-evaluate, and figure out how to make whatever you're
selling powerful enough.

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Affiliate Marketing Advice on Common Mistakes Made By Beginners & How to Correct Them

2008-06-11T21:56:00.000-07:00

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In this article, I want to discuss some of the mistakes which I have made very recently in my marketing campaigns. Hopefully I can help other beginners in the affiliate marketing business from making these same mistakes.

The positives with this industry are that there are currently thousands of affiliate programs available to involve yourself in and it’s a fantastic way for the average person to make additional income by basing their online business in their own homes.

But if you are not doing so well and are not obtaining the results that you were expecting, you may wish to consider some of the following points in this article. Please have a close look at some of these examples which I have identified as being detrimental to my marketing success. Go ahead and make an honest comparison to yourself. Have you made, or are you making similar mistakes to me?

1. Are you setting up a business that you are proud of? If your business was located in the tangible world, would people walk into your premises and buy something from you? Or are you hiding behind the anonymity of the online world? You may well be in the online affiliate marketing business but your customers still need to know that you are there backing up your online presence.

2. Are you effectively conveying a sense of your own personality? Your prospective customers are likely to feel more comfortable doing business with you if they know who you are and what sort of personal values you have. So be honest and open. Try to share a part of yourself with your customers.

3. Are you enthusiastic about your business and your products? Your potential customers will be more impressed with your enthusiasm than with your expert knowledge. Ideally your sales material should contain parts of your own positive personal experience and basically read like a “testimonial”. Try to add your own enthusiastic human touch and how you have learned through your own experience.

4. Are you trying to help people or are you just trying to sell to them? You will have to contribute and give before you can receive. By offering help and advice you will gain the trust and respect of the people you are trying to sell too. In effect, you will be contributing to a better community in which people will be more likely to buy from you.

5. Are you building your own data base? Are you capturing the details including email addresses from the people that are visiting your site? If not, you are letting your greatest opportunity get away from you. The people who have already shown an interest in your site and your products by visiting should be followed up with a news letter or other relevant sales campaigns.

Addressing these five fundamental, but very important issues have helped me manage my business and should help you to kick start your business activities too. Good luck and keep doing your best!

Anthony Barnes is an up and coming affiliate marketer. He is currently writing as many articles as possible on this topic in an effort to assist other beginners. He is currently involved in several business ventures which can be viewed here at the following sites; http://affiliatemarketinginternetprogram.com http://24hourwebcash.com/barnes0960 http://mywebcashstore.com/barnes0960

Affiliate Marketing Success – Sure-fire Tips & Strategies For Your Long Term Business Goals.

2008-06-08T00:27:00.000-07:00

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If you are serious about developing a career in the affiliate marketing industry, sooner or later you will have to define what success means to you. And then you will have to decide on the strategies that you will use to achieve your success.

For instance, if you decide that you would like to earn $60,000.00 in the coming year, try working backwards to clarify what you will have to do to achieve this. So, $60,000.00 divided by 12 is $5000.00 per month. And $5000.00 divided by 4 is $1250.00 per week. Now you can consider how much advertising you will have to invest in to make $1250.00 of sales per week.
In this example it is reasonably straight forward to see that to make $1250.00 per week in sales will require a well planned and funded marketing campaign. While it is true that you can derive a lot of exposure for your business with various methods that are free of cost, its probably also fair to say that you only get what you pay for. Please note that it may well be very possible to leverage the many free methods of marketing out there to achieve the figures mentioned above.

But its probably reasonable to say that if all of the free advertising methods out there worked perfectly, all businesses would be successful. In reality though, over 90% of businesses fail. In a recent survey by Entrepreneur Magazine, some interesting reasons for business failures were quoted as follows;

1.Lack of capitol
2.Lack of training
3.Lack of proven marketing / selling system.

So its reasonable to say that it will more than likely be a wise decision to set aside an amount of capitol to invest in strategically marketing your business. The good part about investing your money into advertising your business is that it can be claimed as an allowable deduction on your tax return.

But better still is that all of this strategically targeted marketing of your business will have the money tumbling into your bank account very quickly. You will see the results in your bottom line and it will set you apart from the amateurs and take your business operations to the next level.

Another sure fire way to obtain success in business is to find a mentor, an advisor or role model. You ideally need to find someone who is doing what you would like to be doing and copy them. Remember that imitation is the greatest form of flattery. Additionally, there are many mentors and advisors out there who are more than happy to show you their secrets in exchange for your testimonial. Is it also fair and reasonable to ask that if these people are really the worthwhile role models that they claim to be, then the more successful you become, the better they look right?!

Anthony Barnes is an up & coming affiliate marketer. He is attempting to write as many articles on this topic as possible for the benefit of other newcomers to this business. Visit The Barnes Enterprises websites here;

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Mystery Uncovered To Internet Riches!

2008-06-06T16:04:00.000-07:00

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Internet Based Affiliate Marketing - How to Set Yourself Apart From Your Competitors

2008-06-06T15:38:00.000-07:00

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(Another great article by my friend Lily Boynton. Thanks Lily.)

Internet based affiliate marketing industry has grown significantly over the years. It believes to be one of the best and easiest ways to earn money online. The concept of affiliate marketing bases largely on revenue sharing and commission-based payment schemes. Many people attracted to this business, which means more competitors for you. In most cases, you and your competitors will promote the exact same program, in the same exact zone, or even the exact same websites.
In this very competitive industry, there are some aspects to consider setting yourself apart from other affiliates.
Have your own website.
If you are serious about your business, it is very essential to have your own website. Your website will act as your showroom where you display your products or services. Your potential customers will visit your website to learn about your products or services. If they found what you are looking for, they will then make the purchase.
Write your own ads
When you join an affiliate program, many times the merchant will provide you with some ads to promote. However, these kind of generic ads are not too effective. People usually just ignore the same ads they saw repeatedly. By writing your own ads, you can tailor your ads to encourage people read your ads and be curious to click through your website.
Have your own product.
Once your website is running, it's important to have some products that your customers can't find at other affiliate's sites. The best way to keep your customers come to your site is by having your own products or services.
Build strong relationship with your customers.
To fully answer the query of your potential customers, it is best if you buy and try the product yourself. You will be able to share your personal experience with the product to your customers.
Build your credibility.
It is important to be honest to your customers. If you find out the program you are promoting is a fraud, stop promoting it and inform your customers about it. You will gain trust from your customers. Admitting your mistakes also will increase your customer's confidence in you.
Focus on one niche market.
So many products or services on the market you can promote. However, it is not a good idea to promote everything you find. It is better to focus on one market and promote products that the market would want, which called niche marketing.
Internet based affiliate marketing is a huge business that continue to grow. It is likely that the industry can potentially become a profitable way to earn income. However, it will not happen over night. Like everything else in life, you are going to put a lot of hard work to make it a success.
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Article Source: http://EzineArticles.com/?expert=Lily_Boynton

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Rule of Thumb Guide to Successful Internet Marketing

2008-06-06T15:29:00.000-07:00

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(Another great Article by my friend George Brown. Thanks George.)

What id Internet Marketing? We all use many other names to describe the same actions. Bottom line is, we want to sell whatever in order to make money. It reminds me of an advert for antiques. "We buy JUNK and sell ANTIQUES". Marketing is the ART of packaging our product and presenting it to a potential customer in such a way that they want to buy and will buy.
This means we need to know;
1) Our customers, their likes and dislikes. This information is invaluable as it is the KEY to successful Internet Marketing.
2) Source or create suitable products or services to suit our targeted markets. Remember that no one product will suit all customers.
3) Advertising RULE is the same. Your Ads must project an image which will suit your group audience. This means your Ads MUST be different in their appeal.
4) Another rule we need is FLEXIBILITY. By all means see what your competition is doing, but don't be a copy cat. Be creative in your presentations, this includes your PACKAGING of products as well as ADVERTISING. See if they are working and be prepared to Trash or Amend as the case may be.
Since there is a huge field of competition out there, the above paragraphs are not a ONE TIME do and I can sit back and become rich. To stay on top we must be like the champion athlete who trains every day. He eats drinks and sleeps his burning desire to stay ahead of the competition. Two words come to mind, Dedication and Commitment. You want to be a successful Marketer then apply these words to your Vision of being successful. It is a case of Review, Review, Review, and then Review again and revise if necessary.
Don't believe all the hype you read about getting rich quick. Nothing is free in this life! YES you can and will get rich provided you apply that four letter word; WORK. Those who got rich discovered this secret of dedication. Another word to describe dedication or commitment is Sacrifice. In other words "Short term PAIN for long term GAIN"
Listen up; I could go on about how to sculpt your Ads and how to set up sales pages. That is the easy part for there are many books and stuff on the Internet which deal more effectively than I can in this article.
Here is the deal, be a good manager. Do I mean your website? No, that is important but not so important as in Setting Goals and Time Management. You have a vision to get rich that is your major goal. However to reach there you need the where with all to be an achiever. Acquire the necessary knowledge, which means setting lesser goals and this is where managing you time comes in. Prepare yourself well before embarking on the venture of you life. This is where sacrifice comes in. Fewer nights out, less time spent in front of the TV. If you are a family person, you need to manage your time even more so.
Why do so many would be 'Get Rich" fall by the way side? Simple, they are not good managers. They lacked dedication and commitment with no real preparation. Perhaps too, a little gullible for believing you can be an "Arm Chair" million heir racking in the LOOT!
Friend, it takes a lot more to be a successful Internet Marketer.
Submitted by George Brown AnuStart
Article Source: http://EzineArticles.com/?expert=George_Brown

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2008-06-06T06:26:00.000-07:00

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Affiliate Marketing - How to Scale Up Once You're Earning

2008-06-06T06:14:00.000-07:00

(A great article by my friend Sherman Choo. Thanks Sherman.)

Affiliate marketing or Online Brokering as I like to call it can earn one a full time income. Once we have earned our 1st $100, how do we scale up the earnings to $500, $1000, then $5000 a month? There are many ways to do so. Because I like to do Pay Per Click Marketing, I'm gonna share about this, and we're gonna use AdWords as an example.
Tips on how to scale up your Pay Per Click Marketing Earnings, Adwords style!
1. Use Tracking Code
If you don't intend to use tracking code, then PPC is not for you. You will most like spend $100 on AdWords, get burnt and run away screaming that PPC don't work. Top earners on the internet track everything they do. When I get forgetful and do not track, I have no idea what is making me money and what is losing me money. Setting up a tracking code requires a little hands on skill such as learning HTML, Getting Your Tracking Code, Pasting It Into Your Landing Pages, then studying the conversion percentages.
2. Increase Your Bids
Once you're making money, you may increase your bids so that the inactive keywords become active. This may require you to increase your bid price to $0.30. Generally, I don't bid more then $0.08 for my keywords and this is highly profitable for me. If your product is more then a $1000 somewhere in your sales funnel system, then you can bid $.50 to $0.80, which will put you at the top of the search ads for sure. With more exposure, track the earnings vs PPC expenditure. If you don't make more profits, then scale the bids back down again.
2. The Content Network, Fraud...or maybe not?
Some AdWords books and forums advice that we should switch off the content network option, which is Google's AdSense. These are ads placed on sites that have content complementing your Ad. Their reasons are this. No 1, the useless impressions affect the search position of the ads. No 2, You get bad traffic.
Lets look at No 1. The impressions you get from the content network or Google does not affect your Search Engine Ad placements. So if your CTR says 1.19%, it does not mean you lose your position in Search Engine search.
Now No 2. AdSense is well regulated and policed by Google. While you may experience clicks that are false, this is going to be a small percentage that will be negligible and Google will eventually catch up with AdSense publishers trying to fool the system. Google will refund any money you've spent for clicks originating from those sites. You will realise this on the day when tracking codes are installed that the content network is an amazing source of traffic that generates in leads and sales for "PENNIES".
Look at it this way, you will have the lion's share of the deer, while the vultures are taking the scraps in the beginning. The best is yet to come, in this case the Google police will be working to take back the scraps from the vultures and putting it back on your plate. And any good clicks that did originate from those sites are an added bonus!
3. Have Different Ads for different landing pages...
Having a landing pages corresponding to keywords that you're bidding on can help greatly in lowering AdWords cost for search. Because the entire message from Ad to landing page is focused and targeted for a specific keyword. However, if you're a lazy PPC marketer like me, I just have 1 landing page and 1 Ad that I use for 2859 keywords...and it still works well. That's because at the end of the day, I leverage the content network. So even if I don't qualify for the search network, the content network itself is a great asset, especially in certain niches that have a great number of AdSense publishers.
4. Craft a good ad that sets peoples mind frame on the right path the minute they click.
If we promise something, we must always deliver, and preferably over deliver. However, in the beginning we must sell the sizzle...because its the "sizzle that sells and not the cow, although the cow is important" (The cow is what brings back repeat business). In this case, an ad should indirectly infer what the ad is trying to say. For example, a Cow Ad reads,"This medication will cure gout pains". A Sizzle Ad will say,"Gout crippled my life, now I'm free from pain". Don't tell people what to do, let people infer and arrive the conclusions on their own. When people think about something, it stays in their heads, if its told to them, it passes in one ear and out the other...
With that shared, I hope it gives you more ideas to scale up your affiliate marketing earnings with Pay Per Click Marketing...There are probably lots more on this topic, we'll share more soon...
All the best to your internet business,
Sherman Choo
Sherman Choo is the Internet's Top Recurring Internet Income affiliate. Discover his 7 day affiliate marketing secrets at http://www.shermanchoo.com/ezine.php
Article Source: http://EzineArticles.com/?expert=Sherman_C

Three Things Affiliates Need to Succeed

2008-06-06T06:11:00.000-07:00

(A great article by my friend Arvada Yates. Thanks Arvada.)

Affiliate marketing isn't rocket science... it's just solid marketing practices combined with a little sweat and dedication. There is no magic bullet or super secret formula for becoming a super affiliate.
Having said that, there are some really great affiliate marketing strategies and tactics that will increase your sales and your revenue no matter what kind of affiliate product you're promoting. Take a look at these top three things that affiliates need to succeed online:
1. Use unique web pages to promote each product you are marketing.
You can't just lump all of your affiliate promotions into one centralized webpage... although some people try it. It just doesn't work. Each product you're promoting need to have it's own separate webpage. It may even need it's own website, depending on your affiliate marketing campaign.
In addition, affiliate marketing is much more effective if your website caters to just one particular niche-type topic, then you can promote and cross-promote several different affiliate products within your niche website.
The real point here is that you shouldn't try to be everything to everyone... focus on just one thing.
2. Offer free reports to your readers.
Free reports, ecourses, ebooks, etc. are a great way to promote affiliate products because they give you the opportunity to give your website visitors a lot of information about the products that you promote.
The point of free reports to promote affiliate products is to set up a repeating contact system that will eventually make a sale for you. According to research, prospects have to see something five to seven times before they will purchase it. Autoresponder series, e-courses, and free reports give affiliates the chance to make contact with prospects five to seven times and close the sale.
That doesn't mean that you should send your subscribers a bunch of sales materials... you've got to send them highly valuable information that's related to the products your promoting. When you've given them something of value and also recommended a great product to go along with your valuable information it's a killer affiliate marketing strategy.
3. Get highly targeted website visitors to see your affiliate product.
Highly targeted visitors are the ones that are most likely to be interested in your affiliate product... and the most likely to actually buy it too... so it makes sense that you want only highly targeted traffic to see your affiliate products.
There are lots of ways to gain highly targeted traffic to your website, but the most important thing to focus on is keywords. Keywords are how those targeted visitors will find you, your content, and your affiliate products. So all you have to do is find the best keywords that work with your affiliate product and write content, articles for submission, ezines, reports, etc. around those keywords.
You can even create pay per click campaigns around those keywords and drive a ton of targeted traffic to your affiliate product.
Pretty simple, huh? See... I told you affiliate marketing isn't rocket science! If you want to be successful at promoting affiliate products, you've got to use rock solid marketing practices and put a little work into it!
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Article Source: http://EzineArticles.com/?expert=Arvada_Yates

An Overview of Affiliate Marketing

2008-06-06T06:07:00.000-07:00

(A great article by my friend Russell Hancock. Thanks Russell.)

There are many different ways that you can effectively market an online business to increase your websites traffic. Affiliate marketing is one of the many ways that companies can accomplish that. Affiliate marketing is the practice of a business rewarding affiliates of their business for bringing in new leads or traffic to the companies website. Although affiliate marketing overlaps to a certain degree with other forms of Internet marketing like, SEO, e-mail marketing and display advertising it can be very effective when used properly.
Affiliate marketing uses one website to drive traffic to another website, through the use of related Internet marketing techniques like, SEO, e-mail and display advertising. The primary company or website compensates individual affiliates of that company or website for their marketing efforts. Typically that compensation comes in the form of revenue sharing or cost per sale. This means that any profit that is derived from traffic that the affiliate has brought in results in that affiliate receiving a percentage of that profit. This can be an extremely cost effective way for companies to drive traffic to their website and earn extra revenue on affiliate fees and leads.
The benefit of affiliate marketing for a business is that it typically does not cost them anything unless they have to pay out revenue to the affiliate when they bring in a sale. In the event of an affiliate sale the company is paying a percentage of that sale to the affiliate, but they are profiting as well. Many companies consider this a small price to pay for a lead they may not have generated on their own anyway.
The primary problem with running an affiliate marketing program is the management of the affiliates. When a person is recruited as an affiliate of your company they are representing your company and you don't want them to do anything that may represent your product in a negative way. It is important to adequately train your affiliates so that they understand what type of conduct is expected of them and what forms of marketing are acceptable. You don't want affiliates who are representing your company spamming people or keyword stuffing to rank high in search engine result pages.
Many companies operate their own in-house affiliate programs, while others employ the services of a third party intermediate to track and mange their affiliates. Companies who wish to use a third party intermediate for management of their affiliate program can choose from stand alone software programs or an actual hosted service called an affiliate network. Affiliate programs require regular maintenance and work to be successful, which is why it is essential that they are managed properly.
Affiliate marketing is one of the most overlooked Internet marketing tools available. Despite the fact that search engine optimization, e-mail and RSS feeds are more widely used, affiliate marketing can still play a significant role in a companies business strategy. When set-up and managed correctly an affiliate marketing program can be more profitable than any other from of Internet marketing.
Russ Hancock owns the rSeek Network of websites including Cliksearch Search Portal and Just Dogs is JUST for DOGS
Article Source: http://EzineArticles.com/?expert=Russell_Hancock

An Easy Introduction to Affiliate Marketing

2008-06-06T06:03:00.000-07:00

(An interesting article by my friend Vanson Tan. Thanks Vanson.)

Affiliate marketing is one of the hottest topics on the Internet. With so much information and different points of view it is difficult for the Internet Newbie to sort out the facts. But if we stick to the principles it is really quite easy.
Affiliate Marketing is as old as business itself. An Affiliate or Associate is a "middleman", someone who brings merchant and buyer together and collects a fee for doing so.
There is nothing in this that relates to the Internet at all except that the World Wide Web makes the process easier. A merchant is an expert on the products they sell. They achieve more by focusing on that and outsourcing their sales and marketing. What could be better than a sales staff that have no steady wage but only earn when they sell?
An Affiliate regards the "no sale no wages" offer as a good deal because their share of the profit is large and they can concentrate on the marketing. The Affiliate has no cares about inventory, packaging, shipping or customer service. For Information products, like an ebook costing $100, an Affiliate will typically earn $50.
This is more than the author earns and considering the costs of the merchant, the affiliate earns most for least effort. The shopper does not care about any of this. She or he just wants the best information about the matters that concern them and the best deals.
Finding an affiliate website by typing her search term into a search engine the shopper finds useful background information and product reviews written by an affiliate. She may click on one of the links on the affiliate website through to the merchant's website and on reassuring herself that everything looks OK buy then and there.
Or perhaps she could get some extra information by signing up to the Newsletter from the Affiliate website or from the Merchant. A sale may then happen a few days or even a few months later. This is clearly a win for the affiliate; a win for the merchant and a win for the shopper. And that is why the Affiliate Model of doing business is so popular.
There is a downside to this rosy picture. Because it is so easy to enter, thousands of newcomers sign up and become Affiliates with little knowledge of how the whole process works or even how to get started.
A good general knowledge of Internet Business is essential if one is to succeed as an affiliate. In addition you have to be able to write about the area in which you are selling or to be able to hire a writer. Likewise the technical part of website building have got to be mastered or outsourced.
That being said it is a very attractive lifestyle and after the learning curve has been climbed the earning curve can be very lucrative indeed.
Vanson Tan, Honors In Engineering (University of Queensland) has been teaching individuals for over 5 years and developed multiple streams of internet incomes across the globe.
He focused on teaching Internet Marketing to open up the minds of those who wanted to have an extra source of income without quitting their day job, thereby enhancing the lives of the individuals.
His ability to help individuals is also reflected in his blog (massivecashgenerator.blogspot.com) where he targets scaling the business from the inside out. He believes that everyone wants to get rich, but lack of confident. Therefore he created MCG to allow them to start their internet business while keeping their day job until they have grown their internet business massively to escape from rat race forever!
His most recent work can be found at http://www.massivecashgenerator.com where he aims to help those who wants to have massive income with no or minimum capital.
Vanson is the author of best selling ebook "MassiveCashGenerator", which improves the lives of many within the shortest time possible.
Article Source: http://EzineArticles.com/?expert=Vanson_Tan

Internet Based Affiliate Marketing

2008-06-06T05:59:00.000-07:00

(Another great Article by my friend Paul Turner. Thanks Paul.)

Internet based affiliate marketing is growing ever more popular as the economy declines. Although it is fairly obvious there is offline affiliate marketing but this is usually run by larger companies in the form of refer a friend coupons.
For the vast majority of people reading this article internet based, or online affiliate marketing is of much more interest. This is because anyone with a computer and an internet connection can sign up to affiliate marketing companies like Clickbank, the absolute daddy of them all and make money.
My main motivation in writing this article on internet business is to point out the thing that most people online lack - an affiliate marketing strategy.
The internet is full of advice, free, great value for money and downright expensive to the point of robbery in some cases, but the strategy is what holds it together.
Supposing you read that you should be writing articles to make money and promote your online business. This really does work, but most people just start writing articles. Let me contrast with what I do - article writing has really helped my with my business and this is the basic strategy here.
1 - I actually research my keywords and have a list of words / phrases that people search for. The title of this article is one of them for example.
2 - I try to write 30 articles of around 300 to 500 words, and I write in such a way that it is easy for the search engines to see what the article is about.
3 - I will put 10 on one particular article directory, 10 on another site I recommend, and send the rest out to lots of article directories, but in a certain way.
4 - I tick off against each article what I have done so I know where I am up to.
5 - I send all of / most of the traffic to my blog where readers can get useful content for free if they join my newsletter, and tell me exactly what help they need.
6 - I monitor the results so I know what works and what doesn't
I now I haven't given all of the details because it would take a book, not an article, but can you see what I mean when I say I have a strategy - a proven one at that.
If you have been affiliate marketing on the internet for a while can you honestly say you are as organized, and if you are just starting out then I urge you to not get distracted from your own plan, or whoever's plan you decide to follow.
To find out a little more about my plan and get some free help why not visit my blog at http://www.paulturnermarketing.com
Article Source: http://EzineArticles.com/?expert=Paul_Turner

Stealth Money Maker - is the Business For Newbie

2008-06-06T05:54:00.001-07:00

(A great article by my friend Alex Kijsiravej. Thanks Alex.)

In this world of information technology, you are a newbie if you are not tech-savvy (meaning you are not well-versed in advanced software or programming) and you do not know how to start or create a blog or website. Added to that, let's say that you don't really have a big amount of capital to invest with. Given these constraints, can you still make money online?
Don't worry. Even if you're a newbie, you can still make money online. You just have to be resourceful in finding a good opportunity. Check out websites that will provide you with easy steps to get started. There are thousands of people claiming to be internet gurus and most of them will sell what they know - through purchasing their articles or e-books that would transfer their knowledge and experience to you.
But among all the sites that will teach you how to make money, there is one online money making strategy - called Stealth Money Maker - that works as a self-funding program without requiring any programming or internet marketing expertise. This means that you do not need to invest a big amount of money, develop your own product, or create your own website. It even gives away a free e-book (for a limited period) as a guide to writing your own paycheck!
Wouldn't you like to know how other people earn money from the internet? What's good about this Stealth Money Maker e-book is the detailed explanation of all the steps to put the program into practice. It elaborates a simple system that anybody can learn and do to maximize their earnings. It has very little work and practically no technical maintenance on your behalf. All you need to do is to follow the procedure listed, set it up for about two hours, and start making income - fast!
Affiliate marketing is the best way for a newbie like you to make money online. However, you have to acquire some knowledge and skills to have big commissions. You also need to find a mentor who will teach you a tested path to avoid making mistakes that may cost you a lot of money or waste plenty of time.
The advantage of Stealth Money Maker (which may not be present in other systems) is the honesty and integrity of its owner to help you sign up for affiliate programs and give you tips or advise on how to grow your income without strings attached. It is definitely a good start to launch your online money making career.
For additional information on "How to make money with Stealth Money Maker" visit my blog here
Author name: Alex Kijsiravejhttp://www.MyNicheCrashCourse.com
Article Source: http://EzineArticles.com/?expert=Alex_Kijsiravej

Affiliate Marketing Quick Start Guide

2008-06-05T01:44:00.000-07:00

(Another great article by my friend Charles Essmeier. Thanks Charles.)

As the economy slows down, more people are looking for ways to earn money online. There are numerous benefits to working from home, particularly with the price of gas nearing $3.50 per gallon. While there are numerous ways to earn money on the Internet, one of the easiest ways to do so is through affiliate marketing.
In the field of affiliate marketing, an individual joins a profit sharing program offered by a company to help promote the company's products. The individual, known as an affiliate, can help promote the company's products in a number of ways, such as direct mail, blogging, a product review Website or through pay per click advertising. If a customer purchases the product through a link provided by the individual, the affiliate receives a portion of the sales price.
How can one get started in affiliate marketing? Many different books have been written on the topic, and a lot of information is available for free on the Internet. You might seek out the Warrior Forum, a site devoted to helping people earn money online. Otherwise, a Google search on the topic will likely produce enough results to keep any reader busy for quite a while.
While everyone who works as an affiliate has his or her own methods of making sales, most people work in the following way:
Selecting a product. There are literally thousands of companies online that have affiliate programs. Amazon, eBay and Clickbank all have worthwhile programs that are easy to join as do other large companies such as Dell. You may have more success if you stick to products that interest you or products that you know something about. The market is competitive, so the more you know about the items you are promoting the more successful you will be.
Create a small Website or blog. A Website or blog are ideal for promoting products of all types. Search engines particularly like blogs, and often update their index several times a day with blog updates. A Website or blog that reviews various products in a particular niche and recommends those that are particularly good or useful are often successful.
Promote the Website so that people can find it. There are a number of free or inexpensive ways to promote a Website. You can write articles about your topic and submit them to article directories. Each article can contain a "bio box" that contains a link to your Website. You might consider joining a forum that is devoted to your area of interest. A simple Google search for "name-of-topic forum" will likely turn up several of them. You might also consider buying some search engine traffic through pay per click ads on Google, Yahoo! or MSN.
Affiliate marketing isn't necessarily a source of easy money, but thousands of people earn money every day using the methods described above. The methods are fairly easy to learn, don't take a lot of time, and don't cost a lot of money. In a tight economy, those are definite benefits.
Copyright 2008 by Retro Marketing. Charles Essmeier owns DoublingStocks-Review.net, a site that reviews the Doubling Stocks newsletter, and AffiliateMarketingMall.com, a site with a review of the Virtual Smart Agent program.
Article Source: http://EzineArticles.com/?expert=Charles_Essmeier

4 Ways to Increase Your AdSense Earnings

2008-06-05T01:33:00.000-07:00

(Here is a great article written by my friend Lynne Sherman. Thanks Lynne.)

AdSense is a great way to monetize your website. Lots of webmasters struggle hard to earn money through their sites. But then some of these webmasters receive hundreds of dollars a day from AdSense ads on their websites. Adding AdSense is a wonderful and effortless way to earn extra revenue.
If you do add AdSense to your sites, here are some tips to increase your revenue:
1. Concentrate on one format for your AdSense ad.
The majority of webmasters use the Large Rectangle (336X280). This format usually results in higher CTRs, or click-through rates. This format makes the ads look like normal web links, and people generally click these types of links.
2. Create a custom palette for your ads.
Choose a color that will go well with the background of your site. If your site has a white background, try to use white as the color of your ad border and background. The idea is to make the AdSense ads look like part of the web pages. Again, This will result in more clicks from people visiting your site.
3. Put the AdSense ads at the top rather than at the bottom of your site.
You'll want to put them in the place where people can see them quickly and easily. Different locations make quite a difference in your earnings. Make sure your AdSense ads are easily seen by your visitors.
4. Focus on a specific topic.
AdSense for content relies on the content of your page. Visitors to your page are there to read about your topic, and will see relevant AdSense ads relating to your topic. As these ads fit the interests of your visitors, they will be more likely to click on the ads.
These tips will help improve your AdSense earnings. Keep testing to see which format works best for your site. AdSense is a wonderful way to increase your earnings from your website.
L. Sherman runs her own internet business and is a successful affiliate in several programs. For more money-making ideas, please visit http://www.home-based-marketing.com or http://lsherman.ws
Article Source: http://EzineArticles.com/?expert=Lynne_Sherman

The Promotion of your Affiliate Marketing Business with the Written Word

2008-04-19T18:05:00.000-07:00

Your success in the affiliate marketing business will be directly proportional to the promotion which you apply to it. Ideally, this promotion will involve a multi media approach, using pictures, graphics, audio, video and most importantly, the written word.

Like it or not, your writing skills will become your most powerful tool and will be critical in successfully promoting your online affiliate marketing business.

If you like, you will need to strive to become a ‘Word Smith’. Embracing your chosen product and driving it forward to your customers, with your expert use of language.

You naturally believe in your product or business brand unequivocally. More than in any other form, conveying this faith and belief to your prospective customers and partners will almost certainly be achieved by your usage and command of the English language. Pictures, graphics, audio and video will all play vital strategic rolls in your promotion campaign. However, your future customers and partners will gain the greatest insight and information in regard to your affiliate marketing business through your written descriptions. They will serve as reference material to be accessed again and again by many. Remember, written sales copy, press releases, blogs and articles will be posted on the internet and quite possibly be read by thousands, if not millions of people.

Therefore, it is certainly worthwhile, in the humble opinion of this author, to pay due courtesy and respect to your readers [potential customers & partners] and to yourself. To expand on this point, I would suggest that you give your fullest possible attention to spelling and grammar, typographical errors and proof reading. This process is often discouraged by other experts in this field, who advise that quantity is far more important than quality.

You may have already come across articles by experts in this field, which read similarly to the following; “Get as many articles and blogs posted [containing links to your affiliate business website] as quickly as possible. Your work does not have to be perfect; you just need to post lots of it!” I have even heard experts in this field suggest that actually being an expert in your chosen field is certainly not mandatory and that posting large quantities of material will better serve your business interests.

With regard to this type of advice given by other experts, you may wish to ask yourself the following questions; “Will this approach really be appreciated and convince my readers and potential customers? Will my status as an expert in this field be taken seriously if my material contains errors?”

It would seem that the answers to these questions are rather obvious and will certainly be conditional on your posting of articles at high profile sites such as Ezine Articles. Indeed, attention to correct spelling, grammar and typographical errors are set out in the author’s guidelines. The editorial staff will certainly appreciate your prompt and full attention to these matters and this may lead to your articles being processed and posted more quickly.
So make good use of your word processing program, paying particular attention to spell checking and grammar correction. Additionally, Dictionary.com is a great resource for writers and expert authors. Dictionary and thesaurus applications are available here free of charge.

Good quality, error free material will most certainly impress your customers and editors. Equally as important, is to maintain your credibility and expert status in your chosen field.

I wish you every success in your online business ventures.

Important Updates For The Promotion Of Your Affiliate Marketing Business

2008-04-09T01:01:00.001-07:00

To promote your online affiliate marketing business, it's vital to use each and every resource available to you online. I have spoken about several methods for achieving this in my previous articles, including the use of Ebay to sell EBooks which you have produced on your niche market.

It has recently come to my attention that Ebay in Australia have instigated a new policy which now stops the listing for sale of digital products such as EBooks. They claim that the sale of multiple digital items delivered electronically has the potential to compromise the Ebay feedback system.

While this is certainly not the end of the world for the promotion of affiliate marketing products, it certainly highlights the ever changing & fluid nature of online culture and politics. Of course there are always options to work around situations such as this. As a quick and easy example, you could copy your EBook products onto CD's and sell them as a physical item which can be sent to the customer via mail. Although this method may be considerably slower than the instant nature of digital delivery, it is perfectly within Ebay policies and can sometimes actually be more comforting for a customer to receive a physical and tangible item.

On a far more positive note, I have recently found that the use of several of the newer social networking sites such as Tumblr, Twitter and Pownce are an excellent resource for the affiliate marketer to promote their products. It is possible to post "Micro Blogs" on these sites, which are quickly and easily accomplished. Pownce and Tumblr allow their users to post video, picture, audio, text and hyperlinks, which can all be very effectively used by the affiliate marketer to promote their products. Twitter is a little different as their "tweets" or posts are limited to 140 characters. It is important to create good, effective sales copy to take full advantage of what this site has to offer.

The really great part about using these sites is that they are constantly being crawled by Google and you can obtain listings and even dominate your niche market on the Google rankings very quickly. Be sure to include links to your business websites in your posts and tweets.

Jaiku is yet another of the social networking sites which are worthy of paying close attention too. They are currently in a transitional phase as they have been taken over by Google. New membership applications have currently been placed on hold while their reorganisation is in progress.

Another positive gesture I would like to make in this post is to offer my entire catalogue of EBooks available to anyone & everyone who cares to visit my business web site. Please feel free to download as many as you like and take advantage of this offer with my compliments. Additionally, I am also offering all of the EBooks which were formerly offered for sale on Ebay. To take advantage of this great offer, please click here.

As a final note I would once again like to emphasise the importance and major effective force of writing articles on your niche topic and areas of expertise. The amount of articles written by you on your niche market will have a direct positive effect on your credibility as an expert in your field with the added bonus of having inbound links to your business web sites.

So get to work tapping away on your keyboard right away and you will soon see a huge boost in good quality traffic to your sites and a giant boost to your expert status in your chosen field of business.

The best of luck to you in your business ventures. Anthony Barnes.

Anthony Barnes is an up & coming affiliate marketer. For the benefit of other newcomers to this business, he is trying to post as many articles on this topic, from his own recent experience as often as possible. Please visit my business web site for more details.

AffiliateMarketingInternetProgram

2008-04-07T02:38:00.001-07:00

AffiliateMarketingInternetProgram
Video sent by barnes1966

http://affiliatemarketinginternetprogram.com Video describing how to make lots of money online. Please visit my site for details.

Eventually, All The Hard Work Pays Off

2008-03-29T06:08:00.000-07:00

The promotion of your affiliate marketing business, can be hard work. Long periods spent sitting in front of the computer, intense concentration, lots of typing, saving, cutting & pasting, research and other computer related activities are all components of a normal day at work for the online affiliate marketer.

Naysayers seem to be all around you too. Accusations of gratuitous self promotion and spamming abound. Rejection, aggression, doom & gloom, then more rejection. Negative, anti-everything types cast doubt on your good character and your intentions. It may even cause one to contemplate; "Is it all worth it for one or two commissions?" Quite understandable really, as no one likes to feel as if they are banging their head against a brick wall!

But then, things start to fall into place. Your detailed plans & strategies are finally coming to fruition. The late nights and early mornings start to reap their just rewards, as your traffic flow increases and the line on your sales graph starts heading upwards and off the charts! Success at last! It's better than sex! Well, maybe not that good.........

However, it is an enormous shot in the arm for a newbie affiliate marketer to finally attain some decent sales. Of course the extra income is very nice, but the sweet taste of accomplishment in your chosen field really sets the endorphins flowing through your system.

Your interest and motivation are invigorated and you take a giant leap forward into your bourgeoning, stellar career as an affiliate marketer. The future beckons and nothing can stop you now! Well almost nothing. A crashed hard drive or a virus could seriously impede your progress. So make sure you back up your files and keep your computer in good working order.

From this point forward, your affiliate marketing tree shall bear ripe and luscious fruit.

Until next time, best wishes to you and to the success of your business ventures.

Please visit my business web site by clicking here.

Visit my site & Download Free EBooks

2008-03-25T08:05:00.000-07:00

http://affiliatemarketinginternetprogram.com
http://24hourwebcash.com/barnes0960
http://mywebcashstore.com/barnes0960

In regard to my Affiliate Marketing Internet Program web site. The purpose of this site is to promote "work from home" and "make money online" businesses.

In particular, it is to promote The Autopilot Profits System by Ewen Chia. There is a link at the bottom of the page to direct you to the sales page for this system. By the way, it is an absolute bargin at just $27.00. Get it now before Ewen decides to put the price up! You can get it here.
Before you do go to the sales page though, please stop off and have a look at my downloads area. I have just recently placed another ten EBooks on there to be downloaded for free (20 in total). They cover a range of topics in the online marketing area, sales and business. They are all completely free of charge and of any obligation to the downloader and are full of useful information. The downloader also obtains the right to give them away. Please respect the rights of the individual authors by not offering these EBooks for re-sale.

Please enjoy these EBooks,
Thanks, Anthony Barnes.

http://affiliatemarketinginternetprogram.com
http://24hourwebcash.com/barnes0960
http://mywebcashstore.com/barnes0960

AffiliateMarketing

2008-03-20T02:00:00.001-07:00

AffiliateMarketing
Video sent by barnes1966

Video testimonial to thank Ewen Chia for his Autopilot Profits Sytem. To download, please go to my web site at;
http://affiliatemarketinginternetprogram.com

Squidoo Lens on Affiliate Marketing Internet Program

2008-03-19T06:44:00.001-07:00

Hello again. I would like to to bring to your attention, my Squidoo Lens which is dedicated to affiliate marketing. In particular, the Autopilot Profits System by Ewen Chia. I thoroughly recommend this system to anyone wishing to break into the internet affiliate marketing business. Please have a look at my Lens on Squidoo for further information .

Alternatively, you could check out my next most recent post here at Blogger for more information.
Even better, please visit my Affiliate marketing internet program website for information on how to get your copy of the Autopilot profits system.

I wish you all the best in your business ventures.

Anthony Barnes.

The Best Way to Enter the Affiliate Marketing Business Online

2008-03-19T05:24:00.000-07:00

Do you want to make lot's of money running your own online internet business?
If you answered yes, then you need to arm yourself with the right tools, the right systems and the right partnerships to succeed in the internet affiliate marketing business.
Ewen Chia's Autopilot Profits System is it folks!!
To give yourself the very best chance of succeeding in the internet affiliate marketing business, you really should have a look at the Autopilot Profits System by Ewen Chia.

This system has the right tools and resources to enable an average person to create a thriving online business. Ewen Chia provides you with step by step, easy to follow tutorial videos and comprehensive instructions and resources for you to succeed. Don't worry if you are not totally familiar with HTML or other technical stuff. If you have a computer, an internet connection and the desire to create a successful online business, you have everything that's required on your part. The Autopilot Profits System has everything else necessary to get you up and running quickly and easily.

Now don't get me wrong. This is not a get rich overnight type of deal. You will have to make some effort and do some typing, cutting and pasting etc. Nothing complicated or extremely technical though. But the effort that you make will be rewarded in the form of money flowing into your bank account! A pretty effective motivational tool for most of us!

You will also be very pleased to find out that getting started in the Autopilot Profits System is not expensive at all. I was absolutely thrilled that it has been possible for me to get my online business up and running for less than $100. What other successful business can you start up for that little outlay?

I'll tell you again friends, Ewen Chia's Autopilot Profits System is going to change your life!
Ewen is the right man to become partners with and to get your online business into the fast lane.

I'm so glad that I discovered the Autopilot Profits System and Ewen Chia. And I am sure that you will be too!

Wishing you the best in your business ventures.

Yours sincerely,
Anthony Barnes.